Treasury & Balance Sheet Risk Manager

LGBT Great; Greater London; Hybrid; GBP 100,000 - 125,000; Full time

Job summary

A fintech challenger bank is looking for a Treasury & Balance Sheet Risk Manager to oversee risk management within its Treasury function. The position requires demonstrable experience in retail banking's Treasury function, strong knowledge of IRRBB and Liquidity risks, and effective presentation skills. This role offers a competitive salary, performance-related bonus, and benefits including private healthcare, a contributory pension, and generous holiday allowance. The position allows for hybrid working from London.

Benefits

Annual performance-related bonus (up to 10%)

Generous contributory pension scheme

Private healthcare

Free eye test vouchers

Discounted gym membership

Season ticket travel loans

Qualifications

• Demonstrable experience in the Treasury function of a retail bank or consultancy.
• Strong understanding of IRRBB risk.
• Knowledge of Liquidity risk and related PRA requirements.

Responsibilities

• Lead the development of a second line capability for Treasury risk management.
• Maintain a robust risk framework and oversee risk management processes.
• Collaborate with Treasury and Finance for effective risk management.

Skills

Experience in Treasury function of a retail bank

Understanding of IRRBB risk

Liquidity risk knowledge

Negotiation and influencing skills

Strong numeracy skills

Effective presentation skills

Education

Relevant postgraduate degree or professional qualification

Job description

The opportunity

We have an opportunity for a Treasury & Balance Sheet Risk Manager to join us on the exciting and rewarding path we are taking here at Castle Trust Bank. We pride ourselves in being a fintech challenger bank, providing specialist property mortgages, retail finance lending and savings accounts to a variety of customers.

This is a unique opportunity to join our Risk team to lead on the development of a comprehensive 2nd line capability to monitor and manage risks arising in the Treasury function and the overall Balance sheet of Castle Trust Bank, covering: Capital; Liquidity; Market (Interest Rates); Wholesale Credit; Accounting Volatility (behavioural and rates).

You will maintain a robust risk framework, ensuring effective policies, limits and oversight across key risk drivers. This includes managing and challenging risk models, supporting regulatory submissions, and delivering clear reporting to ExCo and the Board. You'll collaborate with Treasury, Finance and risk colleagues to provide strong first and second line challenge and drive effective risk management across the organisation.

The role will be on a hybrid working arrangement, 3 days a week from our London office and the rest of the week from home.

Minimum Requirements

• Demonstrable experience working in the Treasury function of a retail bank and / or consultancy servicing the same
• Strong understanding of IRRBB risk
• Understanding of Liquidity risk, including PRA requirements in the context of a small medium sized bank
• Proven ability to negotiate and influence
• Strong numeracy skills and exposure to modelling / data / analytics
• Effective presentation skills

Desirable Requirements

• Exposure to Accounting Volatility risk arising from models, assumptions and market indices embedded into accounting valuations
• Understanding of Accounting volatility
• Understanding of Capital risk including PRA requirements in the context of a small medium sized bank
• Understanding of Model Risk Management approaches
• Understanding of Counterparty Credit Risk Management
• Exposure to a small / medium size bank culture
• Relevant postgraduate degree or professional qualification

What's in it for you

As well as a competitive salary, we offer an annual performance related bonus (up to 10% of base salary) based on individual and company performance. In addition, a generous contributory pension scheme through Hargreaves Lansdown, life assurance, 25 days annual leave (plus bank holidays on top) with the option to buy/sell up to 5 additional days (terms apply). In addition, you will receive an extra day paid annual leave for Volunteering.

Wellbeing is also high on our agenda, and we offer private healthcare through Equipsme. In addition, all colleagues have free access to BHFS RiseEAP to support their health and wellbeing. We also offer free eye test vouchers and discounted gym membership, and if that's not enough, we also offer season ticket travel loans (if applicable).

Caught your attention?

If so, we'd love to talk to you and tell you more about what it's like to work at Castle Trust Bank - The PlaceToWork!

Castle Trust Bank is an equal opportunity employer where we celebrate diversity and are committed to creating an inclusive environment for all our colleagues to thrive. We welcome applications from all and will not discriminate against any status/characteristic protected by law and will always base our decisions on merit.

We are proud to support people with disabilities and are committed to be a Disability Confident employer. If you are a person with a disability and meet the minimum criteria for the role you will be offered an interview. Should you require any reasonable adjustment to support you in your application for one of our opportunities, please contact

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