Senior Bridging Underwriter

Northreach; Remote; GBP 50,000 - 80,000; Full time

Job summary

A dynamic recruitment agency seeks a Senior Bridging Underwriter for a pivotal role in a high-performing team. You will manage complex cases from application to drawdown, assessing creditworthiness of loans and preparing proposals. This position offers a collaborative working environment with opportunities for professional development and remote working flexibility while engaging closely with senior management. Ideal candidates should have extensive experience in bridging underwriting and strong stakeholder management skills.

Benefits

Supportive environment

Opportunities for development

Flexible working arrangements

Qualifications

• Proven track record within bridging underwriter and structured lending.
• Deep knowledge of structuring complex deals.
• Strong understanding of risk assessment and B2B underwriting.

Responsibilities

• Manage the full lending process from application to drawdown.
• Assess bridging loan applications and analyze creditworthiness.
• Prepare detailed credit proposals for Credit Committee.

Skills

Bridging underwriting experience

Property-based lending knowledge

Stakeholder management

Analytical mindset

Proactive problem solving

Job description

Northreach is a dynamic recruitment agency that connects businesses with top talent in financial services, fintech, and digital sectors. We specialize in providing a seamless recruitment experience for clients and candidates, fostering innovation and professional growth.

The Opportunity

We have partnered with a specialist lender in their search for a Senior Bridging Underwriter. This is a fantastic opportunity to join a high-performing underwriting team where you’ll take ownership of cases from initial application through to completion, playing a key role in delivering fast and commercial lending decisions.

If you thrive in a fast-paced lending environment and enjoy working closely with brokers, solicitors, valuers, and internal stakeholders, this role offers both variety and progression.

What You’ll Do

As a Senior Underwriter, you’ll be working on high value and complex cases whilst also taking a lead role in guiding the team and working closely with senior management and business development on wider business strategy and process improvement initiatives.

Key responsibilities include:

• Managing the full lending process from application to drawdown
• Managing introductions from a variety of channels
• Assessing bridging loan applications and analysing creditworthiness of complex cases with values from £20m
• Preparing detailed credit proposals for Credit Committee
• Reviewing valuation reports and due diligence documentation
• Drafting offer documents and ensuring conditions are satisfied pre-completion
• Liaising with brokers, solicitors, valuers, surveyors, other lenders and internal teams to progress cases
• Maintaining accurate CRM records and producing reports when required
• Managing expectations professionally and providing updates to all stakeholders
• Supporting continuous improvement across underwriting processes and playing a key role in process improvement initiatives

What You’ll Bring

• Proven track record within bridging underwriter and structured lending
• Deep knowledge of structuring deals
• Mandate holder (Pref £5m+)
• Strong understanding of property-based lending, B2B underwriting and risk assessment
• Excellent communication and stakeholder management, experience working with C level
• Ability to manage a busy caseload while maintaining accuracy and attention to detail
• Analytical mindset with the confidence to make informed decisions
• A proactive, problem-solving mentality and a commitment to great customer outcomes
• Ability to thrive in a fast-paced, collaborative team environment
• Experience leading or mentoring junior members of the team

Why Join?

You’ll join a people-focused lender with a strong culture, modern working approach, and commitment to employee wellbeing. Expect a supportive environment, opportunities to develop, and the chance to play a significant role in the continued growth of the underwriting function and wider business.

You will be trusted to execute the highest profile, flagship cases that the company will be engaged with and will be working closely with senior management and executive team.

This role will be based in the South of England but can be fully remote, occasional travel and meet ups (1 x per month).

You must have the full right to work in the UK.

Northreach is an equal opportunity employer and we do not discriminate against any employee or applicant for employment based on race, colour, religion, sex, national origin, disability, or age. We are committed to promoting diversity, equity, and inclusion in the workplace and hiring practices, therefore only partner with business that promote DEI. We strive to create a welcoming and inclusive environment for all employees.