Credit Manager (Hybrid Working)

Michael Page; Epsom; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading financial services firm in Epsom is seeking a Credit Manager to lead and develop underwriting and funding teams. The role offers hybrid working, a competitive salary with bonuses, and opportunities for professional development. Candidates should have strong financial analysis skills, leadership abilities, and a proactive problem-solving mindset. Join a collaborative culture focused on innovation and continuous improvement.

Benefits

Competitive salary with bonuses

Hybrid working

Professional development opportunities

Collaborative culture

Employee wellbeing support

Qualifications

• Strong financial analysis and credit underwriting expertise.
• Excellent decision-making and risk management skills.
• Strong leadership and people management skills.
• Clear and confident communication skills.
• Proactive, problem-solving mindset.
• High attention to detail and strong organizational skills.
• Good systems knowledge, particularly Excel.

Responsibilities

• Lead and develop credit underwriting and funding teams.
• Oversee lending decisions and financial analysis.
• Manage dealer and partner funding facilities.
• Handle complex situations, including asset recoveries.
• Drive process improvements and compliance.

Skills

Financial analysis

Credit underwriting

Decision-making

Risk management

Leadership

Communication

Problem-solving

Attention to detail

Organizational skills

Excel

Tools

Financial reporting tools

Job description

• Hybrid working
• Comprehensive benefits package

About Our Client

The client is a leading business in the financial services sector based in Epsom, providing funding solutions and support to a wide network of corporate customers and partners. They are known for their strong market presence, collaborative culture, and commitment to innovation and continuous improvement.

Job Description

The key responsibilities for the role of Credit Manager (Hybrid Working) will include:

• Lead and develop credit underwriting and funding teams, ensuring strong performance and service delivery.
• Oversee lending decisions, financial analysis, and risk management for high-value funding requests.
• Manage dealer and partner funding facilities, including proposals, credit lines, and acquisitions.
• Handle complex situations such as rejected payments, insolvencies, and asset recoveries.
• Drive process improvements, compliance, and best-practice sharing across the business.

The Successful Applicant

A successful Credit Manager (Hybrid Working) should have:

• Strong financial analysis and credit underwriting expertise, with the ability to interpret complex accounts.
• Excellent decision-making and risk management skills in high-value or complex situations.
• Strong leadership and people management skills to develop and motivate a team.
• Clear and confident communication skills to influence stakeholders at all levels.
• A proactive, problem-solving mindset with the ability to drive continuous improvement.
• High attention to detail and strong organisational skills to manage multiple priorities.
• Good systems knowledge, particularly Excel and financial reporting tools.

What\'s on Offer

The role of Credit Manager (Hybrid Working) offers:

• A competitive salary with performance-related bonus opportunities.
• Hybrid working to support flexibility and work-life balance.
• The chance to lead and develop a high-performing team in a dynamic financial services environment.
• Exposure to complex, high-value lending decisions and strategic risk management.
• Professional development and progression opportunities, including structured training and coaching.
• A collaborative, supportive culture that values innovation, continuous improvement, and employee wellbeing.
• The opportunity to make a tangible impact on business performance and build strong cross-functional relationships.