Credit Analyst - Senior Analyst/Associate Director, Corporates (Utilities & Transport) - Manchester

Fitch Group; London; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A major financial services company is looking for a Senior Analyst/Associate Director for its Utilities and Transport team in London. The role includes responsibilities such as conducting rating processes and presenting recommendations. Candidates should have a strong background in corporate credit, excellent communication skills, and the ability to manage tight deadlines. This company offers a hybrid work environment and numerous growth opportunities.

Benefits

Hybrid Work Environment

Training and leadership development

Retirement planning and tuition reimbursement

Comprehensive healthcare offerings

Family-friendly policies

Paid volunteer days

Qualifications

• Minimum 3 years of experience in corporate credit or finance.
• Solid cash flow modelling skills.
• Fluent in written and spoken English.

Responsibilities

• Work with team on rating processes for Utilities sector.
• Monitor news and results flow for rating changes.
• Present and discuss rating recommendations to committees.
• Deliver quality outputs within deadlines.

Skills

Cash flow modelling

Communication skills

Time management

Independent thought

Education

Experience in corporate credit or corporate finance

Job description

Overview

Fitch Ratings is currently seeking a Senior Analyst/Associate Director for our EMEA Utilities and Transport team based out of our Manchester office.

As one of the world’s top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants. Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions. With dual headquarters in London and New York, Fitch Group is owned by Hearst.

At Fitch Ratings, credit analysts play a pivotal role in moving markets, as quality credit analysis is the lifeblood of our organization. Embracing a “challenger mindset,” you'll join a team dedicated to innovating service to our clients. Our people-driven analysis thrives on collaboration across all levels and locations, surpassing traditional financial modelling. As part of our global community, you'll find inspiration, challenge, and support, with ample opportunities for visibility and influence in the global financial marketplace.

About the Team

The EMEA Corporate group provides public and private ratings of companies and their debt instruments across Western Europe, CEE, CIS, the Middle East and Africa. The Utilities and Transport team covers a wide range of industries (electricity, gas, waste, water but also airlines, shipping, logistics), with ca. 200 public and private credits and 20 analysts based across several cities, including London, Frankfurt, Barcelona, Madrid, Milan, Warsaw and Dubai. You will be part of a successful, diverse, truly multinational team (with colleagues from 15 different countries) that values cooperation and open discussion, with a natural attitude to continuous improvement.

How You’ll Make an Impact

• Work with team colleagues on rating processes for a portfolio of credits, focusing on Utilities sector, and interact with corporate debt issuers and rating advisors, sometimes in collaboration with other corporate sector teams.
• Monitor news and results flow to identify events or trends which may lead to rating changes.
• Present and discuss rating recommendations and supporting data effectively in writing and verbally to rating committees.
• Deliver quality outputs to internal and external parties within deadlines.
• Use effective questioning and listening skills in internal credit discussions and those with external constituents (companies, advisors, investors, etc.).
• Work with team colleagues in producing thematic research reports in your coverage sectors and presentations to investors and prospective issuers.
• Ensure all work is conducted in compliance with relevant policies and procedures.
• Be available to travel within the EMEA region, primarily in Western Europe.
• Contribute to a team spirit of intelligent and open discussion as well as constructive cooperation.

You May Be a Good Fit if

• You have independent thought and some experience (min. 3 years) gained from a corporate credit or corporate finance background in banking, financial services, or industry.
• You have solid cash flow modelling skills.
• You possess general knowledge of financing instruments and familiarity with financing documentation.
• You have well-developed communication and teamwork skills.
• You are fluent in all forms of written and spoken English.
• You have strong time management skills and the ability to cope with tight deadlines.
• You demonstrate reliability and integrity.

What Would Make You Stand Out

• Knowledge of the Utilities sector and rating agencies methodologies.
• Proficiency in other European languages such as French, Italian, or German.
• Advanced modeling skills and/or advanced knowledge of debt financing documentation.

Why Choose Fitch

• Hybrid Work Environment: 3 days a week in office required based on your line of business and location.
• A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity.
• Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals.
• Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing.
• Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively.
• Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe.
• Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community.

Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work.

Fitch is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law.