Associate, European Transaction Management

Santander Bank; City of Westminster; On-site; GBP 50,000 - 70,000; Full time

Job summary

A prominent financial institution in the UK is looking to hire an Associate in their European Transaction Management team. The role involves credit analysis, developing new product opportunities, and enhancing client experiences in Corporate Lending transactions. Candidates should have a strong background in finance, be fluent in Spanish and English, and ideally hold a degree in Economics or Business Administration. A competitive salary and benefits package are part of the offer.

Benefits

Discretionary performance-related annual bonus

Pension contributions up to 12.5%

27 days holiday plus bank holidays

Private medical insurance

Discounted healthcare benefits

Qualifications

• Experience in Corporate Lending or Structured Finance is preferred.
• Knowledge of capital markets and derivatives.
• Strong understanding of risk assessment and mitigation tools.

Responsibilities

• Assist in credit analysis and due diligence for transactions.
• Develop new product opportunities to expand revenue.
• Lead initiatives to simplify origination and approval processes.

Skills

Credit analysis

Financial modelling

Negotiation skills

Business administration

Languages: Spanish

Languages: English

Education

Economics or Business Administration degree

MBA or MSc in Finance

Job description

As an Associate in the European Transaction Management team, your primary focus will be on assisting Santander's robust track record of strong, efficient and timely execution capabilities in Corporate Lending transactions for Santander Corporate Investment Bank (SCIB) clients across Europe, both relationship defining facilities as well as event-driven/ acquisition finance related. We need someone like you to help us in different fronts:

• Credit analysis of potential opportunities, including financial modelling and due diligence analysis skills and profitability metrics
• Identify and develop new product/structure opportunities to expand SCIB's product portfolio and revenue streams.
• Lead internal initiatives to simplify end-to-end origination and approval processes, improving speed, control, and client experience.
• Working on business and credit presentations alongside coverage, ACPM and risk, in order to approve transactions on a timely manner,
• Legal documentation negotiation (Term Sheet and long-form documentation) and review with final client
• Coordination of Legal, Middle Office and Back Office teams as well as any other internal departments involved in closing duties, as well as with PDM over syndication processes
• Reporting of credentials, LTs etc.
• Elaboration of case studies
• Maintenance of databases and tracking general market trends, monitoring of MRG client related news, creation and monitoring of P&L databases, preparing the documentation for internal metrics / Business Reviews
• Relevant experience in Corporate Lending, Structured Finance, Investment banking / Finance department, debt fund or similar desirable.
• Financial Modelling experience
• Experience working with loan documentation and managing closing processes.
• Prior exposure to European markets and cross-border transactions preferred.
• Strong willingness to her/his continuous self-education of both financial and credit analysis skills as well as Market and Regulatory trends. Studying CFA, FRM or similar would be well regarded
• Knowledge of how capital markets and derivatives work in practice would be beneficial
• Risk assessment and mitigation tools
• Good negotiation and presentation
• Entrepreneurial spirit and creative attitude towards efficiency improvement projects and framework development to enhance business
• Languages: Spanish (fluent), English (fluent); French / Italian / German is a plus
• Economics, Business Administration degree, engineering or similar. Desirable MBA or MSc in Finance or similar
• As well as a competitive salary, you'll enjoy a benefits package that you can tailor to your needs.
• Eligible for a discretionary performance-related annual bonus
• Pension with generous contributions of up to 12.5% from Santander, depending on your own contribution and length of employment with us
• 27 days holiday plus bank holidays, with the option to purchase up to 5 contractual days per year
• Company funded individual private medical insurance
• Voluntary healthcare benefits at discounted rates such as private medical insurance for your family, dental insurance, healthcare cash plan and health assessments
• Benefits supporting you and your family, such as death-in-service benefit, income protection, and voluntary life assurance and critical illness cover
• Share in Santander's success by investing in our Sharesave and Partnership shares plans