Senior Credit Analyst

Allianz Trade in North America; Montreal; Hybrid; CAD 70,000 - 90,000; Full time

Job summary

A leading financial services firm in Montreal is seeking a Senior Credit Analyst to manage a portfolio of buyers. The role requires expertise in credit analysis, financial software skills, and the ability to communicate effectively. Bilingual candidates (English & French) with 4-7 years of experience in financial management are preferred. This position offers a hybrid working model and competitive benefits including a pension plan and employee stock purchase plan.

Benefits

Hybrid and flexible working model

Group Benefit Plan

Pension Plan

Employee Stock Purchase Plan

Paid time off

Employee Recognition & Rewards

Qualifications

• 4-7 years of experience in financial management in banking or credit insurance.
• Excellent computer skills and understanding of financial software.
• Expertise in risk analysis and underwriting.

Responsibilities

• Manage a portfolio of buyers using sound credit analysis procedures.
• Conduct buyer visits to gather crucial information.
• Communicate underwriting requirements with Sales Agents and clients.

Skills

Bilingual (English & French)

Financial analysis skills

Credit knowledge

Education

Bachelor’s degree in business administration or finance

MBA preferred

Tools

Financial software

Spreadsheet packages

Job description

Overview

The Senior Credit Analyst is responsible for the proactive management of a portfolio of buyers. This is accomplished by collecting the proper level of information and evaluating buyers manually according to set criteria. Manages difficult circumstances effectively by the application of facts, analysis, and careful preparation.

Overview (Français)

Le ou la Analyste Crédit Senior est responsable de la gestion proactive d'un portefeuille d'acheteurs. Cela se fait en recueillant le niveau d'information approprié et en évaluant les acheteurs manuellement selon des critères établis. Gère efficacement les situations difficiles grâce à l'application des faits, à l'analyse et à une préparation minutieuse.

Responsibilities

• Using sound credit analysis procedures, manage a lucrative portfolio of business within the parameters agreed upon with the Regional Director of Information & Grading.
• Conduct buyer visits or phone conversations to gather crucial information for buyer portfolio monitoring.
• Maintain contact with Finance Directors and Treasurers through visits, phone calls, and written letters to monitor high-risk customers and gather proprietary information for the EHNA database. Using all available information, grade buyers consistently within authority and make comprehensive recommendations to Supervisor and / or Regional Director when outside authority.
• Conduct financial and credit analysis to determine the proper credit rating for the company under consideration.
• Communicates underwriting requirements on industry outlooks and target markets with Sales Agents, Commercial Underwriters, and / or clients.
• In charge of developing industry sector outlooks (using both public and proprietary data) to evaluate underlying market trends.

Qualifications

• Bilingual (English & French)
• Bachelor’s degree in business administration or finance, MBA preferred
• 4-7 years’ experience in financial management experience in banking, credit insurance brokerage or a credit insurance environment.
• Excellent computer skills, with an understanding of financial software and spreadsheet packages
• Credit knowledge and experience with high-volume risk analysis and underwriting
• Market knowledge of the local economic environment
• Expertise on a particular region and / or trade sector
• Strong skills in financial analysis; very good knowledge of Finance and Credit Management
• Expertise and experience in buyer’s assessment

Benefits

• Hybrid and flexible working model
• Group Benefit Plan
• Pension Plan
• Employee Stock Purchase Plan
• Paid time off
• Employee Recognition & Rewards
• And much more!

Key French Requirements

• Bilingue (anglais et français)
• Baccalauréat en administration des affaires ou en finance, MBA préféré
• 4 à 7 ans d'expérience en gestion financière dans le secteur bancaire, le courtage en assurance-crédit ou un environnement d'assurance-crédit.
• Excellentes compétences informatiques, avec une compréhension des logiciels financiers et des progiciels de tableur
• Connaissance du crédit et expérience en analyse de risque à volume élevé et en souscription
• Connaissance du marché et de l'environnement économique local
• Expertise dans une région particulière et / ou un secteur commercial
• Compétences solides en analyse financière; très bonne connaissance de la gestion financière et du crédit
• Expertise et expérience dans l'évaluation des acheteurs

Principal Avantages / Ce Que Nous Offrons

• Modèle de travail hybride et flexible
• Régime d'Avantages Sociaux Collectifs
• Régime de Retraite
• Plan d'Achat d'Actions des Employés
• Congés payés
• Reconnaissance et récompenses des Employés
• Et bien plus encore!

Allianz Trade in Canada, welcomes all applicants with disabilities and accommodations are available upon request.

Allianz Trade in Canada, is an equal opportunity employer that does not discriminate on the basis of; race, ancestry, place of origin, colour, ethnic origin, citizenship, creed, sex, sexual orientation, gender identity, gender expression, age, marital status, family status or disability.

Allianz Trade au Canada accueille tous les candidats handicapés et des aménagements sont disponibles sur demande.

Allianz Trade au Canada est un employeur offrant des chances égales qui ne fait aucune discrimination fondée sur la race, l'ascendance, le lieu d'origine, la couleur, l'origine ethnique, la citoyenneté, la croyance, le sexe, l'orientation sexuelle, l'identité de genre, l'expression de genre, l'âge, l'état matrimonial, l'état familial ou le handicap.

Allianz Trade est la marque utilisée pour désigner une gamme de services fournis par Euler Hermes.