Mortgage Credit Policy Lead

Scotiabank; Toronto; Hybrid; CAD 120,000 - 150,000; Full time

Job summary

A leading financial institution in Toronto seeks a Senior Manager, Credit Policy to lead policy improvements and support mortgage teams. Candidates should have a University Degree and 5+ years of financial services experience. Expertise in mortgage credit and communication skills are essential. The role involves overseeing relationships with insurance providers and managing funding programs. This position offers a dynamic work environment focused on growth and inclusivity with flexible benefits.

Benefits

Flexible benefit programs

Holistic well-being support

Qualifications

• 5+ years of financial services experience.
• Expertise in mortgage process across all channels.
• Knowledge of OSFI regulation B-20.

Responsibilities

• Lead improvements to credit policies and practices.
• Support mortgage sales teams with policy clarifications.
• Manage relationships with default insurance providers.
• Oversee the mortgage instant funding program.

Skills

Expert knowledge of mortgage credit

Strong communication skills

Strong financial acumen

Expert critical thinking

Stakeholder management

Education

University Degree

Tools

MIMS

TLS

DRE

MAPS

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Job description

A leading financial institution in Toronto seeks a Senior Manager, Credit Policy to lead policy improvements and support mortgage teams. Candidates should have a University Degree and 5+ years of financial services experience. Expertise in mortgage credit and communication skills are essential. The role involves overseeing relationships with insurance providers and managing funding programs. This position offers a dynamic work environment focused on growth and inclusivity with flexible benefits.