Overview
Director, International Corporates. CIBG - Corporate Origination and Business Development. Corporate & Investment Banking Group
United Arab Emirates (FTO)
Job Description: To manage the newly created China Desk for Mashreq by prospecting, identifying, and on-boarding new to bank Chinese relationships in-line with Mashreq Bank’s growth strategy. These shall have to fit in the bank’s Target Market and Risk Acceptance Criteria as per the approved Corporate Banking strategy.
Responsibilities
- Responsible for managing the China Desk for Mashreq based in the UAE.
- Shall have to onboard Chinese customers in the Region through own prospecting as well as working in close coordination with the Greater China Team based out of HK.
- Be an ambassador for Mashreq Bank and develop the bank’s profile in the local / International business for China & Singapore based Corporates. Primary responsibility shall be originating and delivering Mashreq Bank products and services for these corporate banking customers.
- Identify key contacts at potential client companies to establish and foster a relationship.
- Keep abreast of market trends and manage a disciplined marketing process by identifying steps / strategies necessary to effectively initiate relationships with prospects.
- To build a proprietary understanding of each client’s financial needs / issue agenda; originating and assisting in the execution of innovative deal solutions with and through sector and product partners.
- Fully dimension the client’s wallet and identify / create opportunities for Mashreq to deliver customized solutions.
- Structure the client’s requirement ensuring optimum Risk Adjusted Return on Capital performance across business and credit cycles, while setting and meeting Mashreq’s revenue, cross-sell and capital management objectives.
- Owning the entire credit process from timely preparation of the credit proposal to obtaining the credit approvals and subsequent documentation and onboarding.
- Adhere to structures and processes in place for the management of credit, operational, reputation, financial crime and regulatory risk.
- Achieve business targets for new-to-bank, profitability, deposits growth, income growth and cross-selling.
- Ensure all relevant control measures are undertaken to minimize the risk exposure.
- Track and monitor deal flows, liaising such that vital business reports are prepared and available on a timely basis.
- Maintaining close contact with coverage, product and risk specialists within Mashreq Bank.
- Build a network of business introducers in the local professional and business community.
Qualifications
- Proficiency in English / Mandarin / Cantonese with additional languages an advantage.
- Minimum 12 years of experience in credit and customer relationship management in the banking sector with minimum 1-3 years exposure to Investment Banking.
- Mature and independent mindset, able to work effectively under pressure.
- University level education preferably in business, finance or related discipline.
- Sound credit analytical skills and profound knowledge in various corporate banking products.
- Strong networking, leadership and management skills.
- Strong commercial orientation with acute interpersonal skills.
- Innovative – willing to develop a detailed understanding of client issues / needs and develop ideas / solutions in response.
- Strong work ethic; high energy levels; results oriented – a self-starter prepared to take the initiative to identify and / or follow issues through, whilst exercising judgment as to when to seek assistance.
- Natural Team Player - Having an adaptable / flexible approach; willing to work in a co-operative manner to fulfill client and internal requirements.