Senior Credit Risk Analyst — Corporate Portfolio Lead

Absa Bank Limited; Cape Town; On-site; ZAR 600 000 - 800 000; Full time

Job summary

A leading financial institution in Cape Town is seeking a Credit Risk Manager to conduct thorough credit risk assessments, manage a diverse portfolio, and ensure compliance with banking policies. The ideal candidate will have a B-degree in Business or Commerce, relevant postgraduate qualifications, and 5-7 years of experience in a credit risk environment. This role offers an opportunity to engage with key stakeholders and contribute to strategic goals.

Qualifications

• 5 - 7 years' experience in a credit risk environment or relevant sector experience.
• Strong understanding of credit lifecycle management.
• Ability to communicate and manage relationships with stakeholders.

Responsibilities

• Manage credit risk assessments and reviews for clients.
• Prepare and present credit applications to risk committees.
• Monitor adherence to covenants and identify deviations.

Skills

Credit risk assessment

Financial analysis

Relationship management

Portfolio management

Presentation skills

Education

B-degree in Business or Commerce

Relevant postgraduate qualification (e.g., CA(SA), CFA)

Job description

A leading financial institution in Cape Town is seeking a Credit Risk Manager to conduct thorough credit risk assessments, manage a diverse portfolio, and ensure compliance with banking policies. The ideal candidate will have a B-degree in Business or Commerce, relevant postgraduate qualifications, and 5-7 years of experience in a credit risk environment. This role offers an opportunity to engage with key stakeholders and contribute to strategic goals.