Senior Accountant

Lifecheq; Remote; ZAR 200 000 - 300 000; Full time

Job summary

A leading fintech company is seeking a Senior Accountant for a 12-month contract with potential for extension. The role involves preparing management accounts, ensuring compliance with statutory returns, and optimizing finance processes in a fast-paced environment. Candidates should have a Bachelor's degree in Accounting, professional qualification preferred, and strong accounting skills. The position offers a competitive salary, flexible working hours, and a remote-first environment, with a focus on growth opportunities during an exciting expansion phase.

Benefits

Competitive compensation: R60K - R70K

Flexible working hours

Remote-first environment

Wellness half days

Growth opportunity during expansion

Qualifications

• Solid academic results in relevant degree programs.
• Proficient in South African tax regulations.
• Experience in fintech or high-growth environments is a plus.

Responsibilities

• Prepare and present accurate monthly management accounts.
• Compile and submit statutory returns, ensuring compliance.
• Run accounting for Franchise partnerships.

Skills

Strong technical accounting skills

Expertise in IFRS accounting

Analytical thinking

Stakeholder management

Education

Bachelor's degree in Accounting, Finance or Management Accounting

Professional qualification: CA(SA) or CGMA preferred

Tools

ERP systems (e.g., Xero, Sage)

Approval workflow software

Job description

SENIOR ACCOUNTANT

12-month contract with potential for extension

Lifecheq's finance department is expanding, and we are looking for a successful candidate to join this exciting growth phase. As a fast-paced technology company, our finance department must align with this ethos. The ideal candidate will be adept at implementing and utilizing technology to achieve our goals.

About Lifecheq

Lifecheq is a South African fintech company that provides holistic, goal-based, and fully independent financial advice. By combining human expertise with innovative digital tools, Lifecheq helps individuals and professionals plan for their financial goals from savings and insurance to retirement and investments.

A decade ago, Lifecheq set out with a bold vision: making holistic financial advice accessible. Today, we're proud to power leading financial institutions with innovative solutions that have transformed millions of lives. The company focuses on accessibility and behavioural science, ensuring that financial planning aligns with clients’ real-life aspirations rather than product sales.

We serve over 8,000 advisers through partnerships with major institutions including Sanlam and Assupol, and are expanding internationally into Southeast Asia and African markets.

The Role

We're looking for a highly capable, hands-on Senior Accountant to join our core Finance Team at Lifecheq on a 12-month contract basis, with potential for extension based on performance and business needs.

If you have strong technical accounting skills, thrive in a high-performance environment, and want to be part of optimising and executing change, this is your opportunity. You will work across departments to drive policy development, process improvements, and create efficiencies within the finance function.

As a fast-paced technology company, our finance department must align with this ethos. The ideal candidate will be adept at implementing and utilizing technology to achieve our goals.

Core Responsibilities

• Preparing and presenting accurate and timely monthly management accounts
• Processing monthly tracking journals for business unit management accounts
• Reconciling and reviewing balance sheet accounts monthly
• Reviewing financial dimensions, projects, segments, and business unit classifications
• Compiling and submitting statutory returns (VAT, payroll tax) ensuring complete compliance
• Preparing quarterly investor financial reports
• Analysing actual vs budget variances and providing insights
• Working closely with the Senior Finance Manager on automation of finance processes (forecasting, costing centre reporting, building and maintaining dynamic reports)
• Running the accounting for our Franchise partnerships and ensuring their accounting is complete and accurate and aligns to the appropriate accounting and tax standards

Additional Responsibilities

• Reviewing bank reconciliations
• Maintaining, reviewing, and coordinating the fixed asset register
• Reconciling travel accounts and expense claims
• Managing domestic and foreign payments, including SARB applications
• Assisting with implementation of internal controls and approval processes
• Championing our approval process software and driving adoption
• Supporting the BEE compliance team with required financial information
• Working closely with the Junior Accountant and Senior Finance Manager

Qualification and Experience Required

• Bachelor's degree in Accounting, Finance, or Management Accounting with solid academic results
• Professional qualification: CA(SA) or CGMA preferred
• Strong expertise in IFRS accounting and internal controls
• Working knowledge of South African tax regulations

Highly Advantageous

• 1-3 years of post-article experience for qualified CAs
• Experience with modern ERP systems (e.g., Xero, Sage etc)
• Experience with approval workflow software and automation tools
• Experience in fintech, technology, or high-growth environments

Personal Characteristics

• Reliable: Consistently meet deadlines and deliver on commitments
• Responsive: Communicate clearly and in a timely manner
• Ownership: Take full accountability for tasks assigned to you
• Attention to detail: Organized, methodical, and thorough
• Analytical thinking: Strong problem-solving skills with data-driven approach
• Stakeholder management: Ability to work collaboratively across departments
• Pressure management: Ability to work under pressure and on own initiative
• Drive and focus: Driven to meet tight deadlines without exception

What we offer

• Competitive compensation: Market-related salary package - R60K - R70K - negotiable - based on experience and qualifications
• Flexible working hours: Work-life balance is important to us
• Remote-first environment: 100% remote work with occasional in-person collaboration as needed. Preferably based in Cape Town or Johannesburg.
• Wellness half days: Annual half-day off dedicated to personal wellness
• Growth opportunity: Join during an exciting expansion phase with potential for contract extension

Work Location & Arrangement

This is a fully remote position based in South Africa. Candidates must be eligible to work in South Africa and be available during South African business hours.

How to Apply

Interested candidates should submit their CV, salary expectation and details of their notice period or earliest available start date to [e-mail]

Start date: 1 March 2026

Lifecheq is an equal opportunity employer committed to diversity and inclusion.