Relationship Executive - Small Business

Absa Group; Qonce; On-site; ZAR 300,000 - 400,000; Full time

Job summary

A leading African banking institution is seeking a relationship manager to optimize the profit and economic value of Small Business portfolios. The role involves managing client relationships, delivering solutions through teamwork, and ensuring compliance with risk management protocols. A Bachelor's degree in Business or related field is required. This position is based in Qonce, Eastern Cape, South Africa.

Qualifications

• Strong relationship management skills are necessary for client engagement.
• Ability to deliver client solutions through cross-functional teamwork.
• Knowledge of risk management principles and regulatory compliance.

Responsibilities

• Optimize profit and economic value of Small Business portfolios.
• Acquire new clients through origination efforts.
• Manage risks associated with client portfolios.

Education

Bachelor's Degree and Professional Qualifications in Business, Commerce, and Management Studies

Job description

Empowering Africa’s tomorrow, together…one story at a time.

With over 100 years of rich history and a strong presence as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of an exciting growth journey, to reset our future, and shape our destiny as a proudly African group.

Job Summary

Optimize the profit and economic value of portfolios of Small Business key account clients requiring low to medium complexity commercial banking services by focusing on:

1. Origination efforts to acquire new clients;
2. Cross-selling to existing clients;
3. Coverage efforts to service clients in accordance with the segment CVP.

Job Description

• Relationship Management: Own the primary relationship with the client by being the main contact point for all corporate and investment banking needs.
• Client Solutioning: Take overall accountability for service delivery by setting the rules of engagement for the cross-functional team, which includes Transactional Bankers, Credit Analysts, Segment Support Client Control Team, Client Service Consultants, & Product & Sector teams.
• Manager Risk Assessment: Take ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the client's regulatory and compliance environments.

Education

Bachelor's Degree and Professional Qualifications in Business, Commerce, and Management Studies (Required).

Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.

Absa Bank Limited reserves the right not to make an appointment to the post as advertised.