Head Of Product

Kuda; Cape Town; On-site; ZAR 900 000 - 1 200 000; Full time

Job summary

A leading financial technology firm in Cape Town is seeking a Head of Product for its Credit tribe. This role will lead the strategy and execution of lending-related products while ensuring compliance and performance. The ideal candidate has over 5 years of Product Management experience, with strong leadership skills and a background in financial services. They will foster a culture of data-driven decision-making, build a strong product team, and align product strategies with business targets. A great work environment and competitive benefits await.

Benefits

Great work environment

Pension

Career development

Qualifications

• 5+ years of Product Management experience, with 2+ years leading teams.
• Strong fluency in experimentation and analytics.
• Background in financial services or lending is essential.

Responsibilities

• Lead tribe planning, ensuring clarity and dependency management.
• Promote a culture of data-driven decision-making.
• Hire, coach, and develop Product Managers.

Skills

Product Management experience

Stakeholder management

Data-driven prioritization

Leadership skills

Job description

Overview

Kuda is a money app for Africans on a mission to make financial services accessible, affordable and rewarding for every African on the planet.

We're a tribe of passionate and diverse people who dreamed of building an inclusive money app that Africans would love, and the name 'Kuda' means 'love' in Shona.

We're giving Africans around the world a better alternative to traditional finance by delivering money transfers, smart budgeting and instant access to credit through digital devices.

We've raised over $90 million from respected institutional investors, and we're rolling out our services globally from our offices in Nigeria, South Africa, and the UK.

Role Overview

The Head of Product, Credit will lead Kuda's Credit tribe, driving the strategy, execution, and continuous improvement of all lending‑related products and initiatives.

This role focuses on building reliable, scalable and compliant credit solutions that deliver measurable business impact and exceptional customer experiences.

You'll own the tribe's roadmap, delivery and performance, ensuring decisions are data‑driven and aligned with Kuda's broader strategic and financial goals.

You'll also play a key role in building and developing a strong product team, fostering collaboration and accountability across stakeholders.

Responsibilities

• Delivery & Execution: Lead tribe planning and QBRs, ensuring alignment, clarity and dependency management
• Champion thin‑slice, iterative delivery focused on measurable outcomes
• Provide consistent visibility to leadership through metrics, progress updates and proactive risk management
• Data & Experimentation: Promote a culture of data‑driven decision‑making, establishing strong experimentation and measurement practices
• Ensure squads have the insights, analytics and tools needed for effective prioritisation
• Product Quality, Risk & Compliance: Ensure all products meet regulatory, compliance and security requirements
• Embed standards for reliability, performance, accessibility and localisation into delivery practices
• People Leadership & Organisation Building: Hire, coach and develop Product Managers across multiple levels
• Foster a culture of clarity, focus and ownership of outcomes
• Define and uphold high standards for product discovery, delivery and communication craft
• Day‑to‑Day Collaboration: Align product strategy with business objectives and financial targets with BLO, manage capacity and sustainable delivery practices with DM/TLs, coordinate dependencies with Other Tribe Leads and ensure alignment with Compliance, Legal, Marketing and CX requirements

Qualifications

• 5+ years of Product Management experience, including 2+ years leading teams or product portfolios
• Proven track record of delivering measurable business outcomes
• Strong fluency in experimentation, analytics and data‑driven prioritisation
• Excellent stakeholder management and leadership skills
• Experience mentoring and scaling Product Managers with a player‑coach mindset
• Background in financial services, payments, lending or infrastructure
• Familiarity with compliance frameworks and regulatory environments
• Experience working with growth or data platforms

Nice to Have

• Experience mentoring and scaling Product Managers with a player‑coach mindset
• Background in financial services, payments, lending or infrastructure
• Familiarity with compliance frameworks and regulatory environments
• Experience working with growth or data platforms

Benefits

• A great and upbeat work environment populated by a multinational team
• Pension
• Career development & growth
• Competitive annual leave plus