Financial Advisor Cpt - Cbd

Headhunters; Cape Town; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A financial services company in Cape Town is seeking an experienced Financial Advisor focused on Risk Products. This role involves providing and implementing insurance solutions for clients, supporting business assurance and estate planning. The ideal candidate has at least 5 years of experience in a relevant role and holds necessary qualifications recognized by the FSCA. Excellent communication skills and a strong client-oriented approach are essential. A wonderful career opportunity awaits.

Qualifications

• Minimum 5 years' experience as a Broker Consultant or Life Insurance Agent.
• Ability to function at a strategic level while fulfilling operational responsibilities.
• Meet FAIS compliance and continuous professional development requirements.

Responsibilities

• Analyse Life and Short-Term Insurance opportunities within client bases.
• Prepare comprehensive advice documents for client presentations.
• Provide specialist advice on Life Insurance needs.
• Implement agreed solutions for clients and manage onboarding requirements.
• Maintain and develop client relationships.

Skills

Excellent communication skills, verbal and written

Excellent negotiation and persuasion skills

Client oriented with strong interpersonal skills

Emotional resilience

Fully computer literate

Education

Bachelor's degree in commerce, finance, investments

Qualification recognized by the FSCA for FAIS purposes

CFP preference

Tools

xPlan experience

Job description

Reference: PE******-RW-1

Our client in the Financial Services Industry based in Cape Town is currently looking to employ a Financial Advisor (Risk Products).

To provide and implement advice in respect of insurance needs and solutions to the company clients in conjunction with the companies Partner.

Afrikaans first language preferred. A wonderful career opportunity awaits you.

Qualifications

• Minimum 5 years' experience as a Broker Consultant / Life Insurance Agent, etc.
• Ability to function at a strategic level whilst fulfilling operational responsibilities.
• Meet the FAIS honesty, integrity, and good standing requirements.
• Meet the FAIS minimum experience requirements in respect of long-term insurance products.
• Must not have been declared insolvent or provisionally insolvent.
• Excellent communication skills, verbal and written.
• Excellent negotiation and persuasion skills.
• Client oriented, with strong interpersonal skills and able to take the initiative (self-starter).
• Emotional resilience.
• Appropriate tertiary qualification (bachelor's degree in commerce, finance, investments preferable).
• Have a qualification recognised by the FSCA for FAIS purposes.
• Preference will be given to candidates with a CFP.
• Have completed relevant class of business and product specific training.
• FAIS compliant (continuous professional development).
• Completed supervision for long-term insurance categories.
• Fully computer literate, xPlan experience advantageous.

Responsibilities and Expectations

• Analyse and identify Life and Short-Term Insurance (STI) opportunities within the client bases of their panel of financial planning partner's practice.
• Prepare comprehensive advice documents (proposals, comparisons, and quotation) for presentation to clients.
• Provide the specialist advice in respect of Life Insurance (Death, Disability and Critical Cover) needs.
• This will include specialist areas such as Estate Planning and Business Assurance.
• Implement the agreed solution for clients and manage underwriting and other onboarding requirements.
• Review clients cover according to internal business procedures, or if client circumstances change.
• Acquire short term insurance leads from the company's financial planning partners.
• On receipt of the client's consent, refer these clients to the STI tele-advisor, book an appointment for the client with the tele-advisor, and forward any existing short term insurance schedules to the STI tele-advisor for capture prior to the appointment.
• Communicate and receive confirmation from the STI tele-advisor that the appointment has taken place and the outcome of the appointment.
• Maintain and develop client relationships.
• Support and contribute to company initiatives to communicate to, educate and engage clients in order to better meet their needs.
• Monitor and report on the success and implementation of client and partner focused initiatives.
• Adhere to the culture and principles of TCF – treating customers fairly.
• Comply with Group and Industry regulatory requirements.

Please note: should you not receive a response within two weeks of applying you may assume that your application was unsuccessful.

Package & Remuneration

Monthly

Financial Advisor • Cape Town, Western Cape