Finance Manager (Fintech/Commercial Financial Management)

Black Pen Recruitment; Cape Town; Hybrid; ZAR 600 000 - 700 000; Full time

Job summary

A fast-moving payments startup is looking for a hands-on Finance Manager in Cape Town. The role involves designing and maintaining financial policies, managing cash flows, and collaborating with cross-functional teams. A bachelor’s degree in Accounting or Finance, CA(SA) qualification, and relevant experience are required. Candidates should possess strong SQL skills and be adaptable in dynamic environments. This position offers a hybrid work model and opportunities for professional growth.

Qualifications

• Minimum 2 years of post-articles experience in financial roles.
• Experience in banking, fintech, or payments is a significant advantage.
• Strong interpersonal skills for collaborative work.

Responsibilities

• Design and implement financial controls and policies.
• Manage full payment lifecycle from authorization to reconciliation.
• Prepare financial statements in accordance with IFRS/GAAP.
• Lead tax filings and regulatory reporting.

Skills

Communication Skills

SQL

Data Analysis

Financial Strategy

Commercial Financial Management

Team Leadership

Education

Bachelor’s degree in Accounting or Finance

Qualified CA(SA) or equivalent

Tools

Python

PowerBI

Job description

Our client is a fast-moving payments startup on a mission to modernize how businesses and consumers move money. As they scale, they are looking for a hands-on Finance Manager who thrives in ambiguity, rolls up their sleeves, and builds robust financial processes from the ground up.

Job Type: Full-time

Location: Cape Town

Workplace: Hybrid

Requirements

• Bachelor’s degree in Accounting or Finance from a top-tier university.
• Qualified CA(SA) or member of a recognized professional accounting body.
• Minimum 2 years of post-articles experience; background in a Big Four or large accounting firm - as a Financial Manager, Financial Controller or Senior Accountant roles post articles
• Experience in banking, fintech, or payments environments is a significant advantage.
• Strong command of SQL and familiarity with data analysis tools such as Python, PowerBI, or similar.
• Solid understanding of IT systems, business infrastructure, and how technology intersects with financial operations.
• Proactive, adaptable, and able to thrive in dynamic, fast-changing startup environments.
• Excellent written and verbal communication skills; able to present complex financial concepts in a clear and an accessible manner.
• Strong interpersonal skills and a collaborative mindset for cross-functional work.
• Strong commercial financial management experience

Responsibilities

Drive Financial Strategy & Controls

• Design, implement, and refine financial policies, procedures, and internal controls to support rapid growth.
• Monitor daily cash flows, payments operations, and treasury activities, ensuring alignment with SOPs and internal governance.

Operational Leadership

• Manage the full payment lifecycle, from authorization through to settlement and reconciliation.
• Collaborate cross-functionally with Product, Engineering, HR, and Operations to embed financial discipline into core business processes.

Data-Driven Insights

• Develop and maintain dashboards and KPIs using tools like SQL, Python, PowerBI (or equivalents) to track performance and guide strategic decisions.
• Conduct variance analysis and financial modeling to assess new product lines, business initiatives, and market opportunities.

Reporting & Compliance

• Prepare monthly, quarterly, and annual financial statements in accordance with IFRS/GAAP.
• Lead tax filings, regulatory reporting, and audit processes, working closely with external auditors and tax advisors.

Team & Stakeholder Management

• Lead, mentor, and coach junior finance staff, cultivating a high-performance and continuous-improvement culture.
• Act as a trusted partner to senior leadership, delivering actionable financial recommendations and clear risk assessments.