Credit Risk Manager Permanent Y66XV74V

MyCareerCraft; Boksburg; On-site; ZAR 450 000 - 600 000; Full time

Job summary

A financial services company is seeking a Credit Manager to develop and implement credit policies, manage debtor collections, and monitor credit risk. The ideal candidate will have a National Diploma or Bachelor's Degree in Finance or Accounting along with 5-8 years of experience in credit control, ideally in a manufacturing or FMCG environment. This role requires strong negotiation skills and effective team leadership, ensuring compliance with all relevant legislation.

Qualifications

• 5-8 years experience in credit control or management.
• At least 5 years in a supervisory or management role.
• Experience in manufacturing or FMCG environments preferred.

Responsibilities

• Develop and manage credit policy and procedures.
• Assess customer credit limits and payment terms.
• Monitor customer credit risk and collections.

Skills

Credit management

Debtor collections

Financial analysis

Negotiation skills

Education

National Diploma or Bachelor's Degree in Finance or Accounting (NQF 7)

Credit Management Diploma

Job description

Requirements

• National Diploma or Bachelors Degree in Finance or Accounting (NQF 7)
• Credit Management Diploma
• 5–8 years experience in credit control or credit management
• At least 5 years experience in a supervisory or management role
• Experience in a manufacturing, FMCG, or sales-driven environment preferred
• Proven experience managing large debtor books and credit risk

Responsibilities

• Develop, implement, and manage the credit policy and procedures
• Assess and approve customer credit limits and payment terms
• Monitor customer credit risk and overall credit exposure
• Manage debtor collections, payment allocations, and overdue accounts
• Negotiate payment arrangements and recommend provisions or write-offs
• Ensure compliance with the National Credit Act, POPIA, and internal controls
• Oversee contract administration and ensure records are audit-ready
• Prepare and present monthly credit and debtor reports
• Provide credit insights to support sales and business decisions
• Lead, train, and performance-manage the credit team
• Contract and compliance oversight
• Reporting and business support
• Debtors and cash flow management
• Prepare monthly credit and debtors reports for management
• Ensure compliance with all HR, labour and safety legislation