Credit Risk Consultant

Network Finance.; City of Johannesburg Metropolitan Municipality; Hybrid; ZAR 60,000 - 90,000; Full time

Job summary

A leading financial advisory firm in Johannesburg is seeking a Credit Risk Specialist to join their expert team. You will develop credit risk models, validate regulatory models, and mentor junior analysts. The ideal candidate has a degree in a related field, 3-5 years of relevant experience, and proficiency in coding languages such as SAS, R or Python. Enjoy a flexible and impactful work environment with opportunities for growth.

Benefits

Career-defining learning and development pathways

Hybrid working environment

Diverse and inclusive team culture

Qualifications

• Minimum 3-5 years of relevant experience in credit risk modelling or financial services consulting.
• Strong understanding of credit lifecycle and model development processes.

Responsibilities

• Develop and calibrate credit risk models including PD, LGD and EAD.
• Validate and monitor IFRS 9 impairment and regulatory models.
• Deliver portfolio credit analytics and benchmarking.

Skills

Credit risk modelling

Financial services consulting

Coding proficiency in SAS, R or Python

Attention to detail

Problem-solving mentality

Business acumen

Education

Undergraduate degree in Statistics, Mathematics, Financial Engineering, Actuarial Science, Economics or related field

Tools

MS Excel

SAS Enterprise Guide

MS PowerPoint

MS Word

Job description

Overview

Reference: NFP015989-LLR-1

Credit Risk Specialist

Credit Risk Senior Consultant / Assistant Manager

Are you a driven and analytical professional with a passion for credit risk and financial modelling? Join a leading financial advisory team that partners with top-tier institutions across Africa and beyond. This is your chance to work on some of the most advanced and impactful credit risk projects in the industry.

About the Role

This is a dynamic opportunity for a Senior Consultant or Assistant Manager to play a pivotal role within a specialist Credit Risk team. You will collaborate with experienced actuaries, quantitative analysts, statisticians and risk experts to deliver cutting-edge solutions to banks, corporates and institutions across diverse sectors.

Responsibilities

• Develop and calibrate credit risk models including PD, LGD and EAD
• Validate and monitor IFRS 9 impairment and regulatory models
• Deliver portfolio credit analytics, benchmarking and peer analysis
• Create scorecards, behavioural pricing frameworks and risk strategy models
• Contribute to audit support, regulatory compliance and advisory engagements
• Present findings and solutions to clients in well-structured reports
• Mentor junior analysts and contribute to a high-performing team culture

What You Need

• Undergraduate degree in Statistics, Mathematics, Financial Engineering, Actuarial Science, Economics, Engineering or a related field
• 35 years of relevant experience in credit risk modelling or financial services consulting
• Strong understanding of the credit lifecycle, model development processes and IFRS 9 and Basel regulations
• Coding proficiency in SAS, R or Python (SAS Enterprise Guide an advantage)
• Proficient in MS Excel, Word and PowerPoint
• Strong attention to detail, problem-solving mindset and business acumen

You’ll Thrive If You Have

• Excellent verbal and written communication skills
• The ability to work with cross-functional teams and build client relationships
• Experience mentoring or guiding junior team members
• Comfort working in a hybrid model balancing autonomy with collaboration
• A passion for quality, innovation and continuous learning

Why Join Us

• Be part of a team delivering real impact in financial services and treasury operations
• Work on challenging, high-profile projects across Africa and global markets
• Enjoy a hybrid working environment with a strong focus on flexibility and team culture
• Access career-defining learning, development and leadership pathways
• Be part of a diverse and inclusive team that values transformation and progress

Please send CV to

Should you not hear from us within two weeks, please consider your application unsuccessful

Package & Remuneration

Market related

Key Details

Key Skills

• Access Control System, B2C, Business Analysis, Data Structures, Affiliate Marketing, Loans

Employment Type : Full-Time

Experience : years

Vacancy : 1