Credit Analyst : Agri-business Value Chain

JustTheJob.co.za; Vryburg; On-site; ZAR 300,000 - 420,000; Full time

Job summary

A prominent banking institution seeks a Credit Analyst for its Vryburg office. The successful candidate will conduct thorough credit assessments, present viable banking solutions, and effectively manage credit risk within the Agri-business sector. This role demands a strong background in credit management and compliance with regulatory standards, along with excellent business acumen and interpersonal skills.

Qualifications

• 3 years relevant credit assessment experience.
• Majors in Accounting, Agri Economics, or Credit Management.

Responsibilities

• Carry out quality credit assessment and manage credit risk.
• Present bankable solutions to clients in the Agri-business value chain.

Skills

NCA knowledge

CPA knowledge

FICA knowledge

Credit regulatory requirements

Business acumen

Risk management principles

Education

3-year Tertiary Qualification (Commerce)

Tools

Microsoft Office

Job description

Credit Analyst

Agri-business Value Chain - Vryburg

Main Purpose of the Job

Carry out quality credit assessment, present bankable solutions, and manage the credit risk of a portfolio of clients in the Agri-business value chain in the designated regional office.

Preferred Minimum Education and Experience

1. 3-year Tertiary Qualification (Commerce) - Majors in Accounting, Agri Economics, or Credit Management
2. 3 years relevant credit assessment experience

Knowledge and Skills

• Thorough knowledge of the NCA, CPA, FICA, and related credit regulatory requirements
• Understanding of primary and secondary agriculture sector finance
• Appraisal of credit proposals and deal structures for assets finance, working capital, backward and forward integration finance
• Advanced business acumen

Critical Competencies

• Microsoft Office
• Knowledge of risk management principles
• Knowledge and experience of compliance systems and tools
• Understanding of Compliance Management Principles
• Knowledge of relevant legislation related to Business Law Principles

Additional Requirements

• Travel is an integral part of the role
• Extended hours as and when required

Company Description

Banking