Senior Business Analyst

CodeNinja; Riyad Al Khabra; On-site; SAR 200,000 - 300,000; Full time

Job summary

A leading technology firm in Saudi Arabia is looking for an experienced Senior Business Analyst with expertise in Retail Banking and Digital Banking. Candidates should have 8–10 years of experience analyzing complex business requirements, leading digital transformation initiatives, and collaborating with IT and product teams. The role includes improving banking processes, translating business needs into functional specifications, and ensuring compliance with regulatory standards. This is an opportunity to work on high-impact projects with leading banking clients.

Benefits

Culture focused on innovation and continuous learning

Exposure to high-impact projects

Clear pathways for career growth

Qualifications

• 8–10 years of experience in Retail and Digital Banking.
• Strong understanding of banking products and customer journeys.
• Experience with core banking systems like T24, Finacle, or Flexcube.

Responsibilities

• Analyze retail banking processes for improvements and automation.
• Lead discovery sessions to gather business and functional requirements.
• Support UAT and prepare test cases for new digital features.

Skills

Retail Banking

Digital Banking

Business Analysis

Agile methodologies

Communication skills

Analytical skills

Tools

Jira

Confluence

Azure DevOps

MS Office

Job description

About the Company

Aligned with Saudi Arabia’s Vision 2030, we harness the Kingdom’s rapidly developing talent and technological advancements to support economic diversification and drive industry transformation through cutting-edge AI, computer vision, and automation. Our solutions are strategically designed to empower startups and enterprises with a competitive edge by leveraging local talent and infrastructure, advancing the region’s human capital development. Through ethical innovation and transparency-focused partnerships, we actively contribute to the Kingdom’s ambitious objectives, championing a high-tech, sustainable future.

About the role

We are seeking a Senior Business Analyst with strong expertise in Retail Banking and Digital Banking . The ideal candidate will have 8–10 years of experience in the banking sector with deep knowledge of retail products , digital channels , core banking systems , and end-to-end customer journeys . This role involves analyzing complex business requirements , driving digital transformation initiatives , and supporting strategic decision-making for financial institutions. You will collaborate with cross-functional teams to ensure solutions are aligned , well-documented , and successfully delivered .

Key Responsibilities

• Analyze end-to-end retail banking processes (accounts, cards, lending, onboarding, KYC, payments, channels) and identify opportunities for improvement , automation , and digital optimization .
• Lead discovery sessions to gather, define, and document detailed business and functional requirements .
• Drive digital banking initiatives across mobile, internet, self-service channels, onboarding, and omni-channel experiences .
• Translate business needs into functional specifications , user stories , and technical requirements .
• Collaborate with IT , Digital , Architecture , and Product teams to ensure successful delivery.
• Support UAT , prepare test cases, validate functionalities, and ensure smooth production rollout .
• Conduct impact assessments for new digital features, integrations, or regulatory changes.
• Prepare reports , presentations , and documentation for communicating insights and recommendations.
• Participate in workshops and cross-functional meetings for solution alignment.
• Ensure compliance with regulatory , operational , and security standards .
• Serve as a subject matter expert (SME) for retail banking and digital transformation.

Requirements

• 8–10 years of experience as a Business Analyst in Retail Banking and Digital Banking .
• Strong understanding of retail banking products : accounts, cards, loans, deposits, payments, remittances.
• Deep knowledge of digital banking journeys including onboarding, authentication, digital KYC , servicing, and channel enhancements.
• Experience with core banking systems (T24, Flexcube, Finacle) or digital banking platforms.
• Familiarity with banking regulations , risk controls , and industry best practices.
• Experience in digital transformation , process re-engineering , and modernization projects.
• Proficiency with business analysis tools and MS Office .
• Hands‑on experience with Jira , Confluence , or Azure DevOps .
• Ability to create BRDs , FRDs , process flows , user stories , and functional specs.
• Understanding of APIs , integrations , and digital banking architecture (preferred).
• Strong analytical , communication , and presentation skills.
• Certifications such as CBAP , PMI‑PBA , or Agile certifications are a plus.
• Experience with Agile methodologies (Scrum, Kanban) is advantageous.

Why Join Us

• Work with leading banking clients on high-impact digital transformation initiatives .
• Exposure to enterprise-level systems , modern digital platforms, and multi-disciplinary project environments.
• A culture focused on innovation , ownership , and continuous learning .
• Collaborate with global teams across technology , digital , and architecture domains.
• Clear pathways for growth in business analysis , solutioning , and digital leadership roles.

Disclaimer

CodeNinja is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, and performance. Female and minorities are strongly encouraged and preferred to apply for the role.