SME Officer - Sta Rosa/Binan

Maybank; Veracruz; Presencial; MXN 300,000 - 400,000; Jornada completa

Descripción de la vacante

A financial institution in Veracruz seeks an experienced SME Officer to market bank products and manage client relationships. The ideal candidate will have at least 1 year of experience with SME accounts, proficiency in Windows programs, and the ability to travel. Responsibilities include generating quality client portfolios, conducting visits, and preparing credit proposals. This role offers an opportunity to drive business growth and profitability.

Formación

• At least 1 year of experience handling SME/Small & Medium Enterprises Accounts.
• Experience in packaging proposal and presentation to Credit Committee.
• Ability to travel frequently and for extended periods to provincial areas.

Responsabilidades

• Market bank products and identify business opportunities from referred clients.
• Generate a quality portfolio of income-generating clients.
• Conduct client visits and manage client relationships.

Conocimientos

Client relationship management

Proposal packaging

Proficient in Windows programs

Sales strategy development

Descripción del empleo

Your Role

The SME Officer markets the bank products and identifies every business opportunity from each referred client and designs package that will ensure optimum profitability of the account and promotes further business relationship.

Your Impact

• Generated portfolio must be of good quality and income generating
• Scouts for potential clients from branch referrals, performs client calls and project visits
• Identifies every business opportunity from each referred client and designs package that will ensure optimum profitability of the account and promotes further business relationship
• Conducts client visits alone or jointly with supervisor or proposing Branch Manager and/or phones clients in accordance with bank standards
• Requests the property appraisal and/or credit investigation of the potential client and checks the appraisal and/or credit investigation reports prepared by CAS.
• Ensures that overall creditworthiness of account is established before presentation to the approving body.
• Prepares Application for Accommodation report in coordination with RSCC and LAD.
• Packages credit proposals in accordance with the guidelines of the bank, BSP and other regulatory agencies.

Your Profile

• Experience in handling SME/Small & Medium Enterprises Accounts for at least 1 year
• Has an experience in packaging proposal and presentation to Credit Committee
• Proficient in Windows based programs (Word, Excel, Power point)
• Able to travel frequently and for extended period to provincial areas