Senior Credit Risk Analyst

Subbyx; Milano; In loco; EUR 35.000 - 55.000; Tempo pieno

Descrizione del lavoro

A financial services company in Milan is seeking a Credit Risk Analyst to ensure safe contracts by assessing credit risk and validating clients. Responsibilities include running credit checks, managing credit recovery, and supporting credit limits. The ideal candidate has 3–5 years in Credit Management or Risk Analysis, is fluent in English and Italian, and has strong problem-solving skills. This role offers flexibility and a chance to grow within a talented team.

Servizi

Welfare

Stock options

Performance bonuses

Extreme learning curve

Competenze

• 3–5 years in Credit Management, Risk Analysis, or B2B Credit Recovery.
• Background in Banking, Finance or Insurance.
• Strong skills in financial statement analysis and contract reviews.
• Confident with Excel and credit platforms.
• Ability to work independently with high problem-solving skills.

Mansioni

• Run credit checks on client companies.
• Analyze and validate economic and financial solidity of potential clients.
• Support the definition of credit limits and negotiate deviations.
• Manage B2B credit recovery activities.
• Ensure compliance with internal processes and corporate policies.

Conoscenze

Credit Management

Risk Analysis

B2B Credit Recovery

Financial statement analysis

Problem-solving

Excel

Data interpretation

Fluent in English

Fluent in Italian

Descrizione del lavoro

At Subbyx, every deal matters. Your role is to make sure they’re safe. You’ll assess credit risk, check partners, and catch potential problems before they happen. Every contract you approve will be backed by real data, not assumptions, keeping our network reliable and our business trusted.

Key responsibilities

• Run credit checks on client companies (reliability, financial statements, rating, payment history).
• Analyze and validate the economic and financial solidity of potential clients prior to the signing of contracts submitted by Business Developers.
• Support the definition of credit limits and contractual conditions, negotiating deviations from standard terms.
• Manage processes for operational leasing, financing, and related insurance.
• Monitor risk exposure and update internal reporting.
• Manage and coordinate B2B credit recovery activities, in collaboration with the legal and administrative departments.
• Ensure compliance with internal control processes and corporate compliance policies.

Is this you?

• 3–5 years in Credit Management, Risk Analysis, or B2B Credit Recovery.
• Background in Banking, Finance or Insurance.
• Strong skills in financial statement analysis, credit databases and contracts reviews.
• Confident with Excel, credit platforms, and data interpretation.
• English and Italian: fluent in both worlds.
• Passionate about your job.
• Willing to learn and go the extra mile if needed.
• Ready to make mistakes and improve by doing them.
• Team‑work and goal‑oriented approach.
• Ability to work independently with high problem‑solving skills.
• Down to earth and open to take a step back if needed.
• Motivated to build an empire.

What we offer

• An incredibly talented team.
• Extreme learning curve.
• Motivation, inspiration and challenges.
• Flexibility and total transparency.
• Welfare.
• Stock options and performance bonuses.

Seniority level

Mid‑Senior level

Employment type

Full‑time

Job function

Finance and Administrative

Industries

Consumer Services