RPA lending specialist (structured finance or asset based financing) based in Italy

Aion Bank; Italia; In loco; EUR 80.000 - 100.000; Tempo pieno

Descrizione del lavoro

A digital banking institution is seeking an experienced RPA lending specialist based in Italy to promote innovative lending solutions across Europe. The ideal candidate will have over 15 years of corporate lending experience, strong financial expertise, and a solid network within the banking sector. Responsibilities include assessing project feasibility, developing client relationships, and preparing transaction proposals. This role offers the chance to work in a modern environment utilizing advanced technology.

Servizi

Apple MacBooks provided

Opportunity to work in an innovative environment

Competenze

• 15+ years of solid experience in corporate lending, structured finance or related fields.
• Proficiency in English; knowledge of other European languages is a plus.
• Ability to structure complex deals with + €75M exposure.

Mansioni

• Promote funding and embedded lending solutions throughout Europe.
• Assess deal feasibility and business case for various lending projects.
• Prepare dedicated offerings in collaboration with credit risk and other teams.

Conoscenze

Solid financial expertise

Skills in risk analysis

Sales and negotiation skills

Knowledge of European lending market

Strong interpersonal skills

Descrizione del lavoro

What we do?

Aion Bank is a fully regulated European bank and credit institution, combining Vodeno’s cutting‑edge, private blockchain‑based platform with its ECB banking license, strong balance sheet, and deep regulatory expertise. Our mission is to provide a comprehensive suite of embedded banking solutions, enabling businesses to seamlessly integrate financial services into their offerings.

As part of the UniCredit Group, Aion Bank and Vodeno will accelerate their digital banking offer in strategic markets and will act as a sandbox for innovation for the wider UniCredit Group. Aion Bank and Vodeno's existing Banking‑as‑a‑Service (BaaS) offering across key European markets, including Germany and Poland, will see the bank embed its services — ranging from account access and deposits to lending, payments and loyalty programmes — directly into non‑banking digital platforms, facilitating seamless customer experiences.

At Aion Bank, our biggest strength is our people — a team of highly intelligent, creative, and ambitious professionals who thrive in a fast‑paced, innovative environment. We believe in delivering results while fostering a culture of passion and collaboration.

We are currently looking for a RPA lending specialist (structured finance or asset‑based financing) based in Italy ready to join our adventure and share our ambition and help shape the future of digital banking.

What you will be doing?

Do you have a deep knowledge of structured finance solutions, in combination with a strong network with investment banks, capital advisors, (non‑bank) lenders throughout Europe? Do you enjoy structuring innovative financial solutions? Then we have the perfect role for you: structuring our innovative funding and / or financing solutions and promoting them to companies throughout Europe.

Key responsibilities :

• Business development: promote our funding and embedded lending solutions throughout Europe. Develop and maintain relationships with corporate clients, (non‑bank) lenders, capital advisors, lending associations, VC / PE throughout Europe and provide customised financial solutions to meet their needs.
• Lending project assessment: assess deal feasibility and business case. Assess companies’ performance and creditworthiness, financial health and market position.
• Proposal preparation: prepare dedicated offering together with credit risk team and other teams involved (such as legal and finance) to structure transactions and mitigate risks. Handle applications together with relevant teams from submission through closing.
• Liaise and coordinate with various internal and external stakeholders, including C‑level, legal, credit risk and risk control, compliance and operations to make the deal happen.
• Stay up‑to‑date on industry and regulatory developments and ensure compliance with relevant laws and regulations. Ensure compliance with internal policies and regulatory requirements.

Skills you should have

• Solid financial expertise, skills in risk analysis and financial modelling, ability to structure complex deals (+ €75M exposure).
• Knowledge of various loan products and credit facilities, including specialised lending and structured finance.
• Strong network in Europe with (non‑bank) lenders, capital advisors, VC / PE, big corporates looking for innovative lending solutions.
• Sales and negotiation skills: the ability to effectively negotiate deal terms and close +€5M deals.
• Knowledge of European lending market and industries’ needs: a deep understanding of market trends and the client’s specific business sector is crucial for providing valuable and relevant advice.
• Regulatory compliance and fraud prevention.
• 15+ years of solid experience in corporate lending, structured finance or related fields.
• Collaboration: ability to work effectively in an international matrix organisation, with diverse internal and external stakeholders.
• Organisational skills: ability to handle multiple tasks and prioritise requests effectively in a high‑demand and agile environment.
• Language skills: proficiency in English is essential. Knowledge of French, Polish, German, Italian, Spanish or any other European language is a plus.
• Strong interpersonal skills: exceptional verbal and written communication skills are necessary to build strong client relationships and negotiate agreements. Ability to present complex information clearly.

Please note you need to be based in Italy.

What we offer

You will get an opportunity to work in an innovative, digital bank applying state‑of‑the‑art approaches and technologies.

We provide our team members with Apple MacBooks to ensure a seamless work and superior user experience.