Sales Product & Improvement Sr. Manager

PT Simplefi Teknologi Indonesia (Jakarta); Jakarta Utara; On-site; IDR 400.000.000 - 450.000.000; Full time

Job summary

A leading financial technology company in Jakarta is seeking a Product Manager for Lending Solutions to manage product development and enhance lending products. The candidate will analyze market needs, ensure compliance with business objectives, and lead initiatives across the product lifecycle. A Bachelor’s degree in Financial Banking and Management and at least 5 years of experience in banking and credit are required, alongside strong analytical and communication skills.

Qualifications

• Minimum Bachelor’s Degree in Financial Banking and Management.
• Minimum 5 years in banking and credit, with a certificate of credit administration.
• Strong understanding of credit analysis to evaluate borrower creditworthiness.
• Proficiency in maintaining quality assurance practices for lending products.
• Strong interpersonal communication skills.
• Ability to determine quick solutions using analytical thinking.

Responsibilities

• Determine the scheme to emphasize product/service features and process flow.
• Achieve qualified product lending percentage and supervise proposals nationally.
• Monitor sales performance and analyze product, credit, and lending issues.
• Analyze product strategies in compliance with market needs and objectives.
• Create strategies to observe product and credit issues.
• Lead development of lending products managing the product lifecycle.

Education

Bachelor’s Degree in Financial Banking and Management

Job description

Responsibilities

• Determine the scheme to emphasize the features of product/service, credit term, as well as the process flow for the product to work properly.
• Achieve qualified product percentage lending nationally and supervise SF proposal from all regions/areas.
• Monitor sales performance in both product and lending in alignment with criteria and analyze issues related to product, credit, and lending.
• Analyze the development and implementation of product strategies in compliance with market needs and the company's business objectives.
• Create strategies to observe product, lending, and credit issues with related parties.
• Lead the development and enhancement of lending products by strategizing to meet market demand and customer needs, managing the entire product lifecycle from ideation to launch to post‑launch performance monitoring.

Qualifications

• Minimum Bachelor’s Degree in Financial Banking and Management.
• Having a minimum of 5 years in the field of banking and credit, with a certificate of credit administration.
• Strong understanding of credit analysis principles and practices to evaluate borrower creditworthiness.
• Proficiency in implementing and maintaining quality assurance practices to ensure the reliability and effectiveness of lending products.
• Strong interpersonal communication skills.
• High level of observation, especially with existing problems, and ability to determine solutions quickly using analytical thinking.

About AwanTunai

AwanTunai was founded by Silicon Valley veterans who have returned to Indonesia, with an experienced management and technical team from renowned companies such as GoJek, Redmart, McKinsey, and Morgan Stanley. Our team is over 100 strong, with an active user base of over 20,000 and over 1,000 participating retail merchants.

Its vision is to help millions of micro SMEs flourish through affordable working capital and digitization. Our goal is to modernize the traditional domestic demand trade in Indonesia. We have created an order management system and digital payment acceptance for the traditional offline FMCG and staple food supply chain.