Business Intelligence - Risk Team

Moladin; Jakarta Selatan; On-site; IDR 200.000.000 - 300.000.000; Full time

Job summary

A leading mobility fintech platform in Indonesia is looking for a detail-oriented Risk Business Intelligence professional to enhance the Risk Data team. This role involves handling underwriting process data and portfolio monitoring, supporting strategic decisions, and collaborating with multiple internal teams. The ideal candidate should have a Bachelor's degree and 2–4 years' experience in fintech. Strong skills in SQL and Google Sheets are required, along with an analytical mindset to address data quality issues.

Qualifications

• 2–4 years of experience in fintech, multifinance, or financial services startup.
• Strong academic track record.
• Analytical mindset with attention to detail.

Responsibilities

• Collaborate with Credit, Risk, and Operations teams to identify reporting needs.
• Prepare monthly and quarterly reports related to underwriting process.
• Analyze datasets for quality and structural issues.

Skills

Data analysis

SQL

Google Sheets

Python

Automation

Education

Bachelor's Degree in Computer Science, Statistics, Mathematics or related field

Tools

Looker Studio

Job description

We’re looking for a data-driven, detail-oriented Risk Business Intelligence to strengthen our Risk Data team. You’ll handle data related to underwriting process and portfolio monitoring to support strategic decision-making and streamline operations.

Responsibilities

• Collaborate with internal teams specifically but not limited to Credit, Risk and Operations to understand their reporting needs and proactively identify opportunities for analysis.
• Prepare monthly & quarterly report related to underwriting process (conversion, sales and team performance, SLA, etc) and portfolio monitoring (DPD, NPL, WO, Repo, etc).
• Analyze complex datasets and identify data quality and data structure issues, and work with the relevant stakeholders to address them.
• Identify, design, implement various trackers, reports and automation workflows to enhance operational efficiency and cross-team visibility.
• Maintain and improve existing reports and dashboards.

Requirements

• Minimum Bachelor's Degree in Computer Science, Statistics, Mathematics, or in a relevant field with a strong academic track record.
• 2–4 years of experience in fintech, multifinance, or financial services startup.
• Proficient in Google Sheets, SQL (BigQuery), Looker Studio for Reporting.
• Prior experience in languages/interfaces like Python and Appscript for Automation.
• Analytical mindset, high accuracy in detail, and always works with structure.
• Understanding of credit lifecycle, credit bureau check, and fiduciary processes & data is a plus.

About Moladin

Moladin is Indonesia’s leading mobility fintech platform with end to end financing solutions for all players in the used car and EV ecosystem. Moladin empowers its rapidly growing network of more than 26,000 active used car agents and dealer MSMEs, and provides used car consumers with better financing access through digitized loan underwriting. This is supported by its strong used car capabilities with branches and warehouses covering more than 100 cities, industry-leading AI / IoT and partnerships with all top auto financing companies across Indonesia, and also through its OJK-regulated multi-finance company PT Moladin Finance Indonesia. Moladin’s vision is to be a positive driving force in the physical and social mobility of all the people it touches (“Mobility for all”).

For further information about Moladin, please visit https://moladin.com