Senior Real Estate Underwriter

RSA; Maidstone; Hybrid; GBP 80,000 - 100,000; Full time

Job summary

A leading insurance provider is seeking a Senior Real Estate Underwriter to join their team in Maidstone on a hybrid basis. The role involves underwriting and negotiating real estate business, maintaining broker relationships, and applying risk assessment strategies. Ideal candidates will have extensive experience in real estate underwriting, excellent communication skills, and the ability to build strong relationships with brokers. The position offers flexible working conditions and a range of benefits including a discretionary bonus and career development opportunities.

Benefits

Annual discretionary bonus

Up to 11% pension contributions

Hybrid working + flexible hours

25 days annual leave + bank holidays

Health & wellbeing + virtual GP

Career development and mentoring

Inclusive culture + employee networks

Share investment options

Qualifications

• Extensive experience in Real Estate, Commercial and Residential Property Owners Underwriting.
• Ability to act as a referral point to less experienced colleagues.
• A sharp eye for detail and a head for strategy.
• Excellent communication skills.
• The ability to build and maintain relationships with brokers.

Responsibilities

• Underwriting and negotiating new and/or renewal Real Estate business.
• Building and maintaining excellent broker relationships through regular engagement.
• Applying pricing strategies and risk assessment techniques.
• Collaborating with colleagues to share insights and improve underwriting practices.
• Contributing to process improvements and supporting broker team ideas.
• Representing our brand at broker meetings and industry events.

Skills

Real Estate Underwriting

Relationship Building

Attention to Detail

Strategic Thinking

Excellent Communication

Job description

Senior Real Estate Underwriter

Job Title: Senior Real Estate Underwriter
Reference: UK003221
Location: Town Maidstone
Business Line: Underwriting

Intact Insurance is the new name for RSA in the UK, Ireland, and across Europe. It’s a new name and a new way to do business. Backed by global expertise and a commitment to service that feels different, we’re focused on making insurance simpler, faster, and more responsive.

Shape the future

We’re leading a transformation in insurance helping people, businesses and society prosper in good times and be resilient in bad times. When you join us, you’re not just taking a job, you’re stepping into a career where you can make a real difference.

Grow with us

We’re customer-driven, community-focused, and committed to helping our people grow. Whether you’re early in your journey or bringing years of experience, we’ll support you with the tools, flexibility, and opportunities to thrive.

Win as a Team

We have an opportunity for a Senior Trading Underwriter to join our Commercial Lines team on a hybrid basis. As the Underwriter you will work with selected brokers to optimise profitable growth from these broker accounts.

Your responsibilities

• Underwriting and negotiating new and/or renewal Real Estate business, including Blocks of Flats and Residential and Commercial Property Owners business
• Building and maintaining excellent broker relationships through regular engagement
• Applying pricing strategies and risk assessment techniques to drive sustainable profitable growth
• Collaborating with colleagues to share insights and improve underwriting practices
• Contributing to process improvements and supporting broker team ideas
• Representing our brand at broker meetings, industry events, and field visits as needed

Your skills and experience

• Extensive experience in Real Estate, Commercial and Residential Property Owners Underwriting
• Ability to act as a referral point to less experienced colleagues
• A sharp eye for detail and a head for strategy
• Excellent communication skills
• The ability to build and maintain relationships with brokers

Why You’ll Love It Here

Being part of our team means you’ll have the support and freedom to bring your best self to work each day. As a permanent member, here’s what you can look forward to:

• Annual discretionary bonus
• Up to 11% pension contributions
• Hybrid working + flexible hours
• 25 days annual leave + bank holidays + buy/sell options
• Health & wellbeing + virtual GP
• Career development and mentoring
• Inclusive culture + employee networks
• Share investment options

More benefit information

Our DEI Commitment

We celebrate individuality and believe our differences make us stronger. We’re proud to foster a culture where everyone feels respected, valued, and empowered to thrive.

As an Equal Opportunity and Disability Confident Employer, we ensure fair consideration for all applicants and offer interviews to all disabled candidates who meet the essential criteria.

We understand that everyone’s circumstances are different and are happy to explore flexible working options such as reduced hours or job shares to support work–life balance.

If you meet the core criteria but not every requirement, we’d still love to hear from you. Let’s explore how this role could support your next career step. If you need adjustments during the recruitment process, just let us know we’re here to support you.