Underwriter jobs in United Kingdom

Location: Nottingham/Hybrid

Salary: £34k-£42k & bonus

Benjamin Edwards are recruiting for a Credit Underwriter for an established business which is easily commutable from Newark, Grantham or Nottingham. As Credit Underwriter, you will be part of a small, dynamic team. You will independently make decisions on moderately complex, high-limit credit applications for asset finance proposals, following the credit guidelines, policies, and procedures established by the company. You will be responsible for providing a high level of support and maintenance of partner relationships and may also provide work directions or assist with training, coaching, and mentoring of others. The role will involve occasional customer visits.

• Supportive, flexible, and inclusive working environment
• Attractive remuneration and bonus scheme
• Generous pension scheme
• Canteen
• Enhanced pension
• Employee assist benefit
• Long service awards
• Hybrid / flexible working
• Hours of work are Monday - Friday 37.5 hours per week
• Easy access and free parking
• Career progression / international exposure through project work
• Group Income Protection and Group Life Assurance and Death inService benefits
• 25 Days annual leave
• Long service bonus holiday (+ opportunity to buy and sell holiday)

• Credit Evaluation: Assess moderately complex, higher-value asset finance proposals by analysing financial statements and customer information for cash flow, balance sheet strength and profitability
• Decision-Making: Approve, decline or make recommendations on finance proposals in accordance with company policies, procedures, and risk appetite
• Portfolio Management: Review and authorise additional transactions within existing credit limits to support portfolio performance and manage risk effectively
• Customer Communication: Conduct visits to manage large credit lines, clarify financial queries, understand customer replacement strategies, and strengthen relationships
• Company Support: Promote asset finance products, systems, and marketing initiatives to stakeholders. Provide coaching and guidance to enhance product uptake and understanding.
• Stakeholder Engagement: Foster strong relationships with key stakeholders through regular video calls and occasional in-person meetings to drive collaboration and shared objectives
• Operational Assistance: Support partners with financial documentation, resolving queries, and occasionally assisting with collections to maintain service quality and customer satisfaction
• Team Development: Mentor and coach internal staff, contributing to their professional growth and capability development
• Process & Project Involvement: Actively participate in process improvement initiatives and collaborate on international projects to enhance underwriting efficiency and cross-functional effectiveness

• Degree in a Business/Management or an Accounting/Finance discipline or equivalent experience
• Credit underwriting in asset finance or corporate credit underwriting within a banking environment
• Good knowledge of financial analysis, accounting principles, and credit risk assessments
• Experience working in customer service or related customer-oriented environments

If you feel you are a suitable candidate and would like to workfor Benjamin Edwards, please do not hesitate to apply