Anti-Financial Crime - Oversight

Penta; Paris; Sur place; EUR 70 000 - 90 000; Plein temps

Résumé du poste

A dynamic financial technology company in Paris seeks a Head of Financial Crime Compliance to lead the Group Anti-Financial Crime oversight function. You will ensure compliance across multiple jurisdictions and help standardize risk mapping policies. Ideal candidates have over 5 years in AML/Compliance within financial services and excellent communication skills. This role provides a competitive salary, inclusive work environment, and opportunities for career development.

Prestations

Dynamic career track

Inclusive work environment

Competitive salary package

Meal voucher

Public transportation reimbursement

Health insurance

Employee well-being initiatives

Childcare benefits

Monthly team events

Qualifications

• 5+ years in AML / Compliance within financial services.
• Proven experience with AFC risk taxonomy and mapping.
• Track record in policy / procedure governance.

Responsabilités

• Help build and run Qonto’s Group Anti-Financial Crime oversight function.
• Lead the annual Group AFC risk taxonomy and mapping cycle.
• Govern AFC policies and procedures.

Connaissances

AML / Compliance

Risk taxonomy governance

KYC / KYB governance

Excellent English communication

Description du poste

Overview

Our mission ? Creating the freedom for SMEs to succeed in business and beyond, by delivering Europe’s leading finance workspace. We combine business-class tools (seamless invoicing, spend management, and pre-accounting) with 24/7 support, designed to help businesses breeze through all things finance. Our journey: Founded by and in July 2017, Qonto has rapidly gained trust, serving over 600,000 customers. Thanks to our wonderful team of 1,600+ Qontoers, we also made it to the French ranking! Our values: Customer focus | Prioritize customers in everything you do; Ownership | Own your part, get things done; Teamwork | Make (team)work easy; Mastery | Continuously raise the bar; Integrity | Always do what’s right, and respect people. Our beliefs: At Qonto, we’re committed to fostering a welcoming environment where everyone can thrive. We prioritize evaluating applicants based solely on skills and potential, ensuring diversity with 55% international team members, 44% women, and 20% parents. Join us in building a workplace that celebrates diversity and individuality.

Responsibilities

• Help build and run Qonto’s Group Anti‑Financial Crime (AFC) oversight function. You will standardize and govern risk mapping, policies, and procedures, and KYC / KYB sensitive‑case governance across our European markets, ensuring regulator‑ready documentation and supporting Qonto’s licensing ambitions.
• Lead the annual Group AFC risk taxonomy and mapping cycle, consolidating local inputs (FR / DE / IT / ES / BE) and documenting regulator‑grade rationale.
• Govern AFC policies and procedures (drafting, versioning, approvals, adoption) while reconciling local specifics with Group standards.
• Orchestrate cross‑market governance (forums / committees), publish clear MoMs and action plans, and drive on‑time closure.
• Define and refine KYC / KYB sensitive‑case governance (decision criteria, escalation matrix, SLAs / backlog targets, decision log).
• What you can expect: First Group‑level AFC oversight function supporting Qonto’s multi‑country expansion.
• Close collaboration with local AFC, Risk, AML Ops, and Legal; English‑first, cross‑market audience.
• Autonomy with impact: standardize decisions, reduce unnecessary escalations, and improve SLA / backlog health.
• Clear, auditable artifacts (policies, decision logs, MoMs, dashboards) that raise consistency and transparency.
• A fast, pragmatic environment focused on outcomes and regulator readiness.

About your future manager

Your manager will be Nicolas Gougeon, our Head of Financial Crime Compliance. His path? Before joining Qonto, Nicolas had 8+ years of expertise from BNP Paribas, where he spent his last 5 years leading counter‑terrorism financing at the group level and 3+ years as a compliance officer in Group Financial Security. Before joining the banking sector, he gained unique insights as a Financial Analyst / Investigator at the French Ministry of Interior, specializing in organized crime and financial security. What can he bring to the team? Nicolas combines deep regulatory expertise with hands‑on experience in building group‑level oversight functions. Having successfully managed complex anti‑financial crime frameworks across multiple jurisdictions, he now brings this institutional knowledge to create Qonto’s first compliance group function. His background spans from frontline investigations to strategic risk management, making him uniquely positioned to guide both operational excellence and regulatory compliance as Qonto expands across European markets.

About You

• 5+ years in AML / Compliance within financial services, including multi‑jurisdiction coordination (group / second‑line a plus).
• Proven experience with AFC risk taxonomy and mapping, including annual review cycles and documented rationale.
• Track record in policy / procedure governance and driving adoption across functions and countries.
• Familiar with KYC / KYB sensitive‑case governance (decision criteria, escalation models, SLAs / backlog, quality).
• Excellent English communication and documentation. French or another EU language is a plus.

Perks

• A tailor-made and dynamic career track.
• An inclusive work environment. And so much more to help you succeed.
• Offices in Paris, Berlin, Milan, Barcelona, and Belgrade;
• Competitive salary package;
• A meal voucher;
• Public transportation reimbursement (part or global);
• A great health insurance (depending on the country);
• Employee well-being initiatives: access to take care of your mental health and great offers for sports and wellness activities;
• A progressive disability and childcare benefits with selected partners;
• Monthly team events.

Our hiring process

Interviews with your Talent Acquisition Manager and future managers; a remote exercise to demonstrate your skills. On average, our process lasts 20 working days, and offers usually follow within 48 hours.

Learn more about us

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