Jobs in Santander, Brasil

Compliance & Security Team Lead - Fintech (Remote)

We are seeking a highly skilled and motivated Compliance & Security Team Lead to lead the compliance & Security area for a rapidly scaling Payment Orchestration company. Operating for over four years with a growing presence in the USA and European markets, we rely heavily on data-driven decision-making to enhance our services, optimize revenue, and provide value to merchants. The Compliance & Security Team Lead will play a pivotal role in maintaining data accuracy, security, and accessibility while driving insights that support our growth trajectory.

Macropay is a fintech leader in payment orchestration, providing businesses with seamless access to global payment solutions for over four years. Specializing in revenue optimization, we offer card processing and alternative payment methods enhanced by smart routing, fraud prevention, and an intuitive dashboard. Backed by a team of payment and fraud experts, our all-in-one platform is designed to maximize revenue, reduce costs, and improve the payment experience—all through a single API integration.

Responsibilities :

Compliance & Regulatory Oversight

• Lead compliance initiatives across multiple jurisdictions, ensuring adherence to PCI-DSS, PSD2, DORA, GDPR, AML, and other global financial regulations.
• Monitor and interpret new regulatory developments (e.g., FinCEN, FCA, MAS) impacting payment orchestration and implement necessary changes.
• Drive and maintain licenses, certifications, and regulatory filings for our payment operations worldwide.
• Develop and enforce internal policies and procedures aligned with industry best practices and legal requirements.
• Conduct periodic compliance audits, risk assessments, and due diligence on merchants, partners, and internal processes.

Security & Risk Management

• Ensure that secure payment processing and robust fraud prevention mechanisms are effectively implemented and maintained across all payment flows.
• This includes enforcing compliance with industry standards and regulations, proactively identifying and mitigating security risks, overseeing transaction monitoring for fraudulent activities, and collaborating with relevant teams to integrate security best practices into payment systems.
• Assess and enhance security measures to address emerging threats and ensure a seamless and protected payment experience for users.
• Oversee cybersecurity frameworks, including vulnerability management, encryption protocols, and incident response plans.
• Collaborate with IT security teams to ensure robust access controls, authentication, and data protection strategies.
• Lead investigations into security incidents and drive remediation efforts to mitigate future risks.
• Work closely with financial crime teams to identify and address potential fraud, money laundering, and chargeback risks.

Stakeholder Collaboration & Leadership

• Act as the primary liaison between regulatory bodies, acquiring banks, card schemes (Visa, Mastercard), and third-party auditors.
• Partner with legal, engineering, product, and finance teams to ensure compliance is embedded in product design and operations.
• Educate and train internal teams on compliance obligations, security best practices, and incident response procedures.
• Drive a culture of security awareness across the company and foster a proactive risk mitigation mindset.

Process Improvement & Automation

• Identify opportunities for automation in compliance monitoring, reporting, and security incident management.
• Implement AI-driven fraud detection tools to enhance payment security.
• Continuously refine and optimize KYC / KYB onboarding workflows to ensure seamless yet compliant merchant verification.

Requirements

• 5+ years of experience in compliance, risk, or security roles within payments, fintech, or financial services.
• Strong knowledge of PCI-DSS, PSD2, AML, GDPR, ISO 27001, and other relevant regulations.
• Experience working with acquirers, PSPs, payment gateways, or card schemes.
• Proven track record in leading compliance audits, security assessments, and risk management frameworks.
• Hands-on experience with fraud prevention, AML tools, and transaction monitoring systems.
• Familiarity with cloud security (AWS, GCP, Azure) and payment security technologies.
• Excellent communication and stakeholder management skills, with the ability to navigate complex regulatory landscapes.
• Experience in global payment regulations across the US, EU, APAC, and LATAM.
• Knowledge of cryptocurrency payments, decentralized finance (DeFi), and emerging fintech trends.
• Certifications such as CAMS, CFE, CISA, CISSP, or similar are a plus.

Join us in an environment where you're free to innovate, learn, and grow alongside passionate professionals. At Macropay, you'll tackle exciting challenges and be part of a vibrant team dedicated to delivering exceptional user experiences.

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