Senior jobs in Canada

The work you do and the work we do together matters. We come to work every day with a common purpose: to contribute to a well-functioning housing system.

At CMHC, we hold ourselves accountable for our results and support our colleagues in their achievements. We thrive on collaboration, connecting across CMHC and involving the right people to get our work done. Our leadership style is guided by trust, where our leaders favour an adaptive approach based on the needs of their teams.

Join us and be part of a team that's committed to making a real difference and be part of something meaningful.

We’ve got the purpose, the people and the perks you need for a fulfilling career. Here’s the comprehensive and generous benefits you get when you’re a permanent employee:

• Annual Paid vacation.
• Annual individual performance incentive.
• Defined benefit pension plan.
• Comprehensive group insurance plan to support your well-being from day one.
• Support towards your personal and professional growth with training, mentorship and more.
• An inclusive workplace culture and environment.
• While positions at CMHC require some in-office presence, alternative work arrangements may be considered for Indigenous candidates.

Join the Housing Policy and Program team as a Bilingual Senior Specialist, Analytics (Lending Portfolio Monitoring). In this role, you will lead strategic analytics to monitor credit risk and portfolio performance, ensuring alignment with CMHC’s risk appetite and regulatory standards. You will turn financial data into actionable insights, develop visualizations to communicate risk trends, and assess external market factors impacting portfolio quality.

• Monitor and assess credit risk and performance on the lending portfolio, ensuring alignment with risk appetite and regulatory standards, while evaluating effects on portfolio quality, loss provisioning, and capital adequacy.
• Champion stress testing and scenario analysis, in collaboration with the Chief Risk Office (CRO) to evaluate portfolio resilience under adverse conditions, including impacts on expected and unexpected losses.
• Transform raw credit and financial data into actionable insights that support strategic decision-making and risk mitigation.
• Develop compelling data narratives and visualizations to communicate financial risk trends (notably credit risk), emerging exposures, and business impact.
• Perform trend analysis to identify early warning signals and provide forward-looking insights into business and program performance.
• Monitor external developments and market risk factors—including macroeconomic trends, regulatory changes, and interest rate exposure—to assess their impact on lending portfolio and capital planning.
• Contribute to the development and refinement of the sector risk profiler and the CRO’s Quarterly Risk Management (QRM).
• Partner with the CRO, Treasury, Finance, and business units to ensure a coordinated and proactive approach to managing financial and credit risks, while operating effectively within a Three Lines of Defence (3LoD) governance model to promote clear accountability and risk ownership across functions.

• A bachelor’s or master’s degree in Economics, Finance, Statistics, or a related quantitative discipline.
• A minimum of 7 years of experience in credit risk management, financial analysis, and portfolio monitoring.
• A strong understanding of financial risk (credit, market, liquidity, and capital), including the distinction between expected and unexpected loss, and the ability to translate data into strategic insights.
• A deep understanding of mortgage-secured lending, the Canadian construction market, housing economics, and macro indicators, with the ability to relate these to portfolio-level lending risk.
• Experience in monitoring loan performance, assessing loan loss provision (capital) sufficiency, and supporting risk-based decision-making.
• Excellent communication and presentation skills to engage both technical and non-technical stakeholders in both official languages (French and English).
• Experience in quality control and oversight of analytical deliverables.

• Hold a recognized professional designation such as CFA or FRM.
• Demonstrated experience with data visualization tools (e.g., Power BI, Tableau) and proficiency in Microsoft Azure environments like Databricks.
• Skilled in a broad range of analytics tools and languages, including SAS, Python, R, Hive, Alteryx, and SQL.
• Familiar with credit risk or enterprise-wide risk initiatives, and advanced analytics techniques such as supervised learning, NLP, time series analysis, and A/B testing.

Note, the competition will remain active until filled.

We’re committed to employment equity and encourage women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions to apply. We also welcome applications from non-Canadians who are eligible to work in Canada.

CMHC is an inclusive workplace where diversity of thought – and of people – are recognized, valued, and considered essential to achieving our mission.

Our commitment to diversity and inclusion

Learn more about our hiring process

What happens after you apply

We know that applying for a new job can be both exciting and daunting, and we appreciate your effort. If you are selected for an interview or testing, please advise us if you require an accommodation.

If you applied before and you were not successful don’t worry – we’re always posting new positions, so don’t hesitate to give it another shot. We’re excited to see what you bring to the table this time around!