Jobs at Capitec in South Africa

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We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

1. To see what life at Capitec is all about and complete a short assessment, please click here!

2. Once you have completed the above, finalize your application by clicking apply below.

• To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value-adding and specialised business banking financial product solutions from a range of standard and/or customized offerings.

Minimum:

• Banking experience of at least 3 years.
• Experience managing a portfolio of business customers with a service and financial analysis focus.
• Experience in preparing and motivating credit applications.
• Cost control and sales management experience.

Ideal:

• Over 1 year spent in the Business Banking environment preparing and motivating credit applications.

• Diploma in Commerce or Finance.

• FAIS accreditation as Key Individual approved by FSCA.

Minimum:

• Customer relationship management (CRM) principles and techniques.
• How to interpret financial statements, balance sheets, and basic financial ratios.
• Standardized business banking transactional products and other core products relevant to small enterprises.
• Understanding of collateral and balance sheets.
• Knowledge of multiple legal entities (companies, close corporations, sole proprietorships, etc.) and the legislative restrictions & requirements governing them from a financial services perspective.
• Knowledge of the Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation.
• Knowledge of competitors' offerings.
• Regulations, Acts, and Codes related to the banking environment, including FAIS and FICA.

Ideal:

• Features, benefits, and value propositions of the company's product/service offerings.
• Current taxation laws applicable to customers.
• Knowledge of administration processes and procedures pertaining to Business Banking transactions.

• Interpersonal & Relationship management skills.
• Analytical skills.
• Negotiation skills.
• Problem-solving skills.
• Computer literacy (MS Word, MS Excel, MS Outlook).
• Commercial and strategic thinking skills.
• Effective communication skills.
• Influencing skills.
• Attention to detail.
• Decision-making skills.

• Clear criminal and credit record.
• Willingness to work flexible hours, including Saturdays and public holidays.

Capitec is committed to diversity, and all appointments will support our employment equity goals where feasible.