Remote Head of Credit Risk & Recovery

Fairmoney; Cape Town; On-site; ZAR 600 000 - 900 000; Full time

Job summary

A pioneering mobile banking institution in Cape Town is seeking a strategic individual to oversee the credit lifecycle and optimize recovery rates. Ideal candidates will have 7–10 years in credit risk management, strong analytical skills, and experience managing teams. Responsibilities include leading data analytics, refining credit models, and collaborating with stakeholders for alignment on business objectives. The role also involves ensuring effective communication across departments while implementing strategies for continuous improvement.

Benefits

Private Health Insurance

Pension Plan

Training & Development

Remote work

Paid Time Off

Qualifications

• 7–10 years in credit risk management; Senior Analyst or Portfolio Manager experience required.
• Strong exposure to policy setting and portfolio optimisation.
• Experience managing, training, and performance managing analysts.

Responsibilities

• Oversee the credit lifecycle and develop strategies for optimizing recovery rates.
• Lead analytics to optimize credit processes across unsecured lending.
• Manage a cross-functional team of analysts and credit specialists.

Skills

Credit risk management

Analytical skills

Data extraction

Team management

Tools

SQL

Python

Job description

A pioneering mobile banking institution in Cape Town is seeking a strategic individual to oversee the credit lifecycle and optimize recovery rates. Ideal candidates will have 7–10 years in credit risk management, strong analytical skills, and experience managing teams. Responsibilities include leading data analytics, refining credit models, and collaborating with stakeholders for alignment on business objectives. The role also involves ensuring effective communication across departments while implementing strategies for continuous improvement.