Mortgage / Bond Coordinator

Job Placements; Cape Town; Hybrid; ZAR 200 000 - 300 000; Full time

Job summary

A dynamic financial services company in Cape Town is seeking a Mortgage / Bond Coordinator to facilitate the mortgage application process for clients. The role involves managing client communication and documentation, liaising with mortgage lenders, and ensuring compliance with industry standards. Ideal candidates will have experience in a Bond Origination company in SA and possess excellent organizational and communication skills. This position offers the opportunity to work from South Africa for a UK-based team.

Qualifications

• Experience in a Bond Origination company in South Africa is preferred.
• Proficiency in managing client documentation and communication.
• Ability to work in a fast-paced, deadline-driven environment.

Responsibilities

• Serve as the primary point of contact for clients.
• Collect and review all required documentation from clients.
• Liaise with mortgage lenders to submit applications and obtain pre-approvals.
• Coordinate property appraisals, inspections, and other assessments.
• Adhere to all regulatory requirements in mortgage processing.

Skills

Organizational skills

Attention to detail

Client communication

Documentation management

Job description

We are seeking a meticulous and proactive Mortgage / Bond Coordinator to join our dynamic UK-based team from Cape Town, South Africa. You will be working from South Africa, doing the administration for UK Bonds.

The Mortgage Coordinator will play a pivotal role in facilitating the mortgage application process for our clients, ensuring seamless communication between clients, mortgage lenders, and other stakeholders. The ideal candidate will possess excellent organizational skills, attention to detail, and the ability to thrive in a fast-paced, deadline-driven environment.

Yes, you will have lots to learn, but if you worked for a Bond Origination company in SA you will fit in quite easily, with training.

Responsibilities

Client Communication

Serve as the primary point of contact for clients throughout the mortgage application process.

Clearly communicate the necessary documentation, requirements, and timelines to clients.

Address client inquiries promptly and professionally, providing updates on the progress of their mortgage application.

Documentation Management

Collect, review, and organize all required documentation from clients, including income statements, tax returns, credit reports, and property information.

Ensure all documentation is complete, accurate, and compliant with regulatory standards.

Maintain organized electronic and physical filing systems to track client information and documentation.

Lender Coordination

Liaise with mortgage lenders to submit client applications and obtain pre-approvals.

Follow up with lenders to track the status of applications, resolve any issues, and expedite the approval process.

Collaborate with lenders to secure the best mortgage terms and rates for clients.

Transaction Management

Coordinate the scheduling of property appraisals, inspections, and other necessary assessments.

Facilitate communication between clients, real estate agents, attorneys, and other parties involved in the transaction.

Monitor transaction timelines to ensure deadlines are met and milestones are achieved.

Compliance and Quality Assurance

Adhere to all regulatory requirements and industry best practices in mortgage processing.

Conduct thorough quality checks on client documentation and applications to minimize errors and discrepancies.

Maintain confidentiality and integrity when handling sensitive client information.

Continuous Improvement

Stay informed about changes in mortgage lending regulations, policies, and procedures.

Identify opportunities to streamline processes, improve efficiency, and enhance the client.