Junior Credit Risk Specialist - Private Banking

Absa Bank Limited; Cape Town; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A leading financial institution in Cape Town is seeking a Credit Management Officer to ensure quality credit management principles. This role involves managing customer accounts and resolving early-stage delinquencies through effective communication and negotiation. Candidates should possess a degree (NQF Level 7) and 3-5 years of experience in credit management. The position offers opportunities for professional growth in a dynamic working environment.

Qualifications

• 3 to 5 years of credit management experience.
• Previous mandate management experience preferred.
• Higher Diplomas in Business, Commerce or Management Studies.

Responsibilities

• Conduct quality credit management based on the Absa Bank Credit Risk Model.
• Manage customers’ accounts during the early-stage delinquency cycle.
• Collaborate with various Strategic Business Units to resolve delinquency.

Skills

Credit Risk Assessment

Financial principle analysis

Intermediate computer skills

Customer Orientation

Verbal and written communication

Networking

Adaptability

Negotiation

Assertiveness

Education

NQF Level 7: Degree / National Diploma

Job description

A leading financial institution in Cape Town is seeking a Credit Management Officer to ensure quality credit management principles. This role involves managing customer accounts and resolving early-stage delinquencies through effective communication and negotiation. Candidates should possess a degree (NQF Level 7) and 3-5 years of experience in credit management. The position offers opportunities for professional growth in a dynamic working environment.