Home Services Analyst, Property Risk

Standard Bank Group; Johannesburg; On-site; ZAR 400 000 - 600 000; Full time

Job summary

A leading financial institution in Johannesburg seeks an experienced professional for Credit Risk Management. The role involves various credit risk activities, company-wide analysis, and ensuring compliance with legislation. Candidates should have a degree in a related field, 3-4 years of experience, and proficiency in data analysis tools such as SAS or SQL. Strong skills in data analysis and a passion for property analytics are essential. Full-time position with no remote work available.

Qualifications

• A solid foundation and understanding of bank processes, products, data, and systems.
• 3-4 years of experience in Credit / Property or Risk Management.
• Proficiency in SAS or SQL and a high level of proficiency in Microsoft Office Suite.

Responsibilities

• Perform and deliver various Credit Risk activities.
• Conduct in-depth analysis to ensure Portfolio products adhere to legislation.
• Contribute to managing risk and achieving targets.

Skills

ISO 27001

Microsoft Access

Risk Management

Financial Services

PCI

Risk Analysis

Analysis Skills

COBIT

NIST Standards

SOX

Information Security

Data Analysis Skills

Education

Degree (NQF Level 7 and above)

Degree in Business, Commerce, Mathematical Sciences, Quantitative Studies

Certification in SAS / SQL and other coding languages

Job description

To perform and deliver various Credit Risk activities across the different aspects of the life-cycle of Credit Risk Management including originations, account management, collections and payments for a dedicated Portfolio. This is essential in order to contribute to manage risk, achieve targets and align to best practices. Conduct in-depth analysis to ensure that the Portfolios products and services adhere to all relevant legislation and regulations.

Qualifications

• Degree (NQF Level 7 and above)
• Degree in Business, Commerce, Mathematical Sciences, Quantitative Studies
• Certification in SAS / SQL and other coding languages.

Experience

• The role requires an individual with a solid foundation and understanding of bank processes, products, data and systems with 3-4 years of experience.
• Specific experience within Credit / Property or Risk Management will be advantageous.
• Proficiency in SAS or SQL and other coding languages is also necessary. Advanced computer literacy with a high level of proficiency in the Microsoft Office Suite is essential.

Domain Knowledge

• A passion for property and property analytics.
• Strong skills in data analysis, statistical modelling and machine learning.
• An innovative mindset with the ability to identify gaps and develop proactive strategies.
• A keen interest in addressing the impacts of climate change on the property industry.
• A self-starter who thrives on autonomy and can build from the ground up.

Behavioural Competencies

• Adopting Practical Approaches
• Following Procedures
• Interpreting Data
• Providing Insights
• Upholding Standards

Technical Competencies

• Quant Skills
• Risk Awareness
• Risk Identification
• Risk Management
• Risk Reporting
• Risk Response Strategy

Remote Work

No

Employment Type

Full-time

Key Skills

ISO 27001, Microsoft Access, Risk Management, Financial Services, PCI, Risk Analysis, Analysis Skills, COBIT, NIST Standards, SOX, Information Security, Data Analysis Skills

Years of Experience

years

Vacancy

1