Credit Administrator

AVBOB South Africa; Centurion; On-site; ZAR 250 000 - 350 000; Full time

Job summary

A well-established financial services provider is seeking a Credit Administrator in Centurion. The successful candidate will evaluate loan applications, ensuring compliance with credit policies and the National Credit Act. Responsibilities include assessing creditworthiness, managing administrative duties, and preparing credit reports. This position offers a competitive remuneration package and a supportive environment focused on employee development.

Benefits

Competitive remuneration package

Employee development programs

Qualifications

• Detail-oriented professional with relevant experience in credit management.
• Ability to interpret financial data to assess creditworthiness.
• Strong understanding of compliance with credit policies and procedures.

Responsibilities

• Evaluate loan applications by assessing creditworthiness and affordability.
• Ensure compliance with the National Credit Act.
• Prepare reports on credit approvals and risk analysis.

Skills

Credit management experience

Financial data interpretation

Risk assessment

Job description

Are you a detail-oriented professional with experience in credit management? AVBOB Financial Services is looking for a Credit Administrator to join our team. In this role, you will be responsible for assessing, processing, and monitoring credit applications while ensuring compliance with the Group’s policies and risk management guidelines.

You will be working for a company that is over 100 years old with strong values. In return for your services, you will be paid a competitive remuneration package. You will be working for an organization that values employee development and rewards excellent performance.

Key Responsibilities

• Evaluate new and existing loan applications by interpreting financial data to assess creditworthiness and affordability.
• Ensure effective execution of credit applications, evaluation, and approval processes.
• Make informed decisions on loan applications based on credit policies and product guidelines.
• Ensure all loans are disbursed following the Standard Operating Procedures.
• Analyse credit data and assess associated risks.
• Adhere to lending criteria based on AFS’s risk tolerance and credit risk appetite.
• Ensure compliance with the National Credit Act to promote responsible lending and prevent reckless lending.
• Communicate credit decisions to customers and explain loan terms.
• Assist customers with queries related to loan applications, repayments, and account statuses.
• Provide clear guidance on credit policies and repayment obligations.
• Prepare reports on credit approvals, outstanding debts, and risk analysis.
• Support with general administrative duties and assist with tasks arising within the department.