Credit Risk - Americas Lead

Solventum; A distancia; MXN 448,000 - 718,000; Jornada completa

Descripción de la vacante

A healthcare solutions company is looking for a Credit Portfolio Risk Analyst to join their Credit Risk Management team. The successful candidate will analyze credit risks and manage compliance while supporting various global initiatives. You will need a Bachelor's degree and at least two years of experience in data analytics or risk analysis. Experience with SAP and credit management is beneficial. This position offers a remote work opportunity and may require some travel.

Servicios

Health and wellness programs

Competitive compensation

Relocation assistance may be authorized

Formación

• Minimum 2 years of experience in data analytics or risk analysis.
• Experience in credit and collections is a plus.

Responsabilidades

• Support leading credit analysis and risk rating.
• Monitor AR credit quality and advise on actions.
• Lead projects related to credit risk management.

Conocimientos

Data analytics

Risk analysis

Financial modeling

Analytical reasoning

Excellent written communication

Educación

Bachelor's degree in business, finance, accounting, economics, mathematics, or statistics

Herramientas

SAP

Descripción del empleo

Job Description

Credit Portfolio Risk Analyst (Solventum)

At Solventum, we enable better, smarter, safer healthcare to improve lives. As a new company with a legacy of creating breakthrough solutions, we pioneer game‑changing innovations at the intersection of health, material and data science that change patients' lives for the better while enabling healthcare professionals to perform at their best. Because people and their wellbeing are at the heart of every scientific advancement we pursue. We partner closely with the brightest minds in healthcare to ensure that every solution we create melds the latest technology with compassion and empathy. We never stop solving for you.

The Impact You'll Make in this Role

As a Credit Portfolio Risk Analyst, you will play a crucial role in our Credit Risk Management team.

Your primary responsibilities will include:

• Support lead manager on credit analysis and risk rating of the portfolio, based on statistical models, and lead segmentation variables.
• Monitors and proactively manages risk/exposures and compliance with policies for credit risk portfolio.
• Support global team with credit data analysis to formulate practical portfolio problem solving models.
• Participate on cross‑functional teams to identify opportunities and support initiatives for process improvements, centralization, and standardization.
• Monitor performance of AR credit quality, analyze AR performance, aging and trends, risk exposure, and advise business leadership teams on actions to be taken.
• Educate and advise business divisions on portfolio, customer credit risk and payment terms.
• Work in collaboration with the CIR organization to implement frameworks and global governance policies.
• Review and approve requests related to credit limits or payment terms.
• Provide financial counsel and analysis on DSO initiatives to the business group leaders and team, influencing business thinking.
• Lead projects related to credit risk management or working capital optimization.
• Lead SAP readiness and deployment activities related to the Credit Risk.

Your Skills and Expertise

To set you up for success in this role from day one, Solventum requires (at a minimum) the following qualifications:

• Bachelor's degree or higher (completed and verified prior to start) in business, finance, accounting, economics, mathematics, and/or statistics from an accredited institution.
• Two (2) years of data analytics, data management and/or risk analysis experience in a private, public, government or military environment.

Additional qualifications that could help you succeed even further in this role include:

• Experience in problem‑solving, financial modeling, data analytics and data management.
• Knowledge of financial statement analysis, bankruptcy laws, basic accounting techniques, and financial principles used in analyzing and interpreting the working capital impact of decisions regarding credit risk.
• Skills include analytical reasoning, persuasive and assertive, adaptable, optimistic, innovative, collaborative, excellent written and verbal communication.
• Experience in Credit and Collections is a plus.
• Experience using SAP.

Work Location

Remote

Travel

May include up to 10% domestic/international travel.

Relocation Assistance

May be authorized.

Must be legally authorized to work in the country of employment without sponsorship for employment visa status (e.g., H1B status).

Supporting Your Well-being

Solventum offers many programs to help you live your best life – both physically and financially. We benchmark pay and benefits with other comparable companies.

Equal Opportunity Statement

Solventum es un empleador que ofrece las mismas oportunidades.

Solventum is committed to maintaining the highest standards of integrity and professionalism in our recruitment process. Applicants must remain alert to fraudulent job postings and recruitment schemes that falsely claim to represent Solventum and seek to exploit job seekers.

Terms and Conditions

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