Credit Manager Wholesale (Supply Chain Finance)

Revolut Ltd; Italia; Ibrido; EUR 60.000 - 80.000; Tempo pieno

Descrizione del lavoro

A financial technology firm in Italy is seeking a Credit Wholesale Manager for its Supply Chain Finance offering. You will design and manage credit risk policies, collaborate with teams to develop risk models, and make critical underwriting decisions. Ideal candidates will have expertise in credit risk management within mid-market products and possess strong analytical and communication skills. This position offers the flexibility to work from home or the office.

Servizi

Financial benefits

Flexibility to work from home

Free Revolut Metal subscription

Exciting team events

Competenze

• Expertise in credit risk management for supply chain finance products.
• Track record of implementing and testing controls for risk and fraud.
• Ability to communicate complex concepts clearly and concisely.

Mansioni

• Design and manage credit risk policies and strategies.
• Develop risk models with data science and engineering teams.
• Make key underwriting decisions for significant exposures.

Conoscenze

Managing credit risk for mid-market supply chain finance products

Understanding of credit policy governance

Identifying and monitoring risk and fraud

Strategic planning and managing interdependencies

Structured communication

Analytical thinking and problem-solving skills

Balancing risk assessment with execution

Descrizione del lavoro

About Revolut

Credit Manager Wholesale (Supply Chain Finance) — About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our products help our 60+ million customers get more from their money every day.

As we continue our growth, 2 things are essential to our success: our people and our culture. We are certified as a Great Place to Work and have 10,000+ people working around the world to help us achieve our mission. We’re looking for more brilliant people who love building great products, redefining success, and turning complexity into simple solutions.

About the role

The Credit team at Revolut creates and scales lending features that power global growth. They manage the entire product lifecycle, from backend systems to customer-facing experiences. By combining market insight, risk expertise, and technical precision, they deliver safe, forward-thinking solutions tailored to each region.

As a Credit Wholesale Manager for our Supply Chain Finance offering, you’ll be responsible for designing, delivering, and managing credit risk policies, procedures, and strategies. You’ll be a key contributor to our lending portfolio in your assigned market. As that book grows, you’ll validate underwriting strategy and lead preventative and reactive actions for the market and product offering.

Up to shape what’s next in finance? Let’s get in touch.

What you’ll be doing

• Designing a scalable underwriting system with standardised data, processes, and policies for your market
• Collaborating with Data Science and Engineering to develop origination, monitoring, provisioning, and collections risk models
• Implementing continuous monitoring processes for receivables and payables, developing automated alerts for credit deterioration, and dynamically adjusting credit capacity
• Shaping underwriting credit policies to maximise portfolio-level economic returns
• Providing thought leadership on defining and evolving the Supply Chain Finance risk appetite
• Making key underwriting decisions for significant exposures
• Maintaining effective working relationships with the 2nd line of defence
• Supporting departmental objectives and planning activities

What you’ll need

• Expertise in managing credit risk for mid-market supply chain finance products
• An excellent understanding of credit policy governance and effective collaboration with 2nd and 3rd lines of defence
• A track record of identifying and monitoring risk and fraud, and implementing and testing controls
• A proven ability to plan strategically, manage interdependencies, and deliver exceptional results
• Clear, concise, and structured communication to explain complex concepts simply
• Exceptional analytical thinking and problem-solving skills, processing complex information for optimal decision-making
• The ability to balance thorough risk assessment with the need for timely execution and business impact

Important notice for candidates

Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles.

• Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment.
• Always double-check the emails you receive. Make sure all communications are through official Revolut emails, with an @revolut.com domain.
• We won’t ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately.

By submitting this application, I confirm that all information provided is true to the best of my knowledge and that I have disclosed any applicable previous employment with Revolut. I agree that my personal data will be processed in accordance with Revolut’s Candidate Privacy Notice.

Benefits

• Financial benefits that show we value your work
• Flexibility to work from home, the office or abroad
• A free Revolut Metal subscription loaded with perks
• Exciting events year-round so you can get to know your team

Revoluters are driven to deliver results. We value grit, determination, skill, and courage to overcome challenges.