Corporate Credit Analyst

Bank of China (Hong Kong) Limited Jakarta Branch; Jakarta Utara; On-site; IDR 100.000.000 - 200.000.000; Full time

Job summary

A leading financial institution in Jakarta is seeking a Senior Risk Management professional. The ideal candidate will have a minimum of 3 years of experience in the Commercial or Corporate Banking segments. Responsibilities include preparing credit analyses, monitoring borrower performance, and identifying financial crime risks. Strong financial modelling skills with MS Excel and fluency in English are essential. Join this dynamic team to advance your career in risk management.

Qualifications

• Minimum 3 years experience in Commercial or Corporate Banking.
• Experience in Public Accounting or Equity Firm is acceptable.
• Comfortable in writing credit proposals and financial modelling.

Responsibilities

• Prepare credit analysis for new and existing borrowers.
• Monitor borrower performance with quarterly assessments.
• Identify early warning signals for financial crime risk.

Skills

Credit analysis

Financial modelling

MS Excel

Business model understanding

Industry landscape analysis

English communication

Education

Graduation from Banking Management Trainee

Job description

Overview

Preparing credit analysis for our existing and new borrower in english, especially for the financial and industry analysis

Monitoring our existing borrower performance by doing quarterly assessment according to local regulatory standard for each Loan Grade (3 pillars)

Monitoring credit covenant, identify early warning signal, and protect bank against financial crime risk

Triggering early warning detection and conduct stress-testing for our borrower

Assisting Relationship Manager in monitoring problem accounts

What You Need to Have

• Minimum 3 years experience in Commercial and/or Corporate segment of the Banking Industry. Preferable for the candidates with graduation from Banking Management Trainee
• Acceptable for candidate experience in Public Accounting or Equity Firm
• Comfortable in writing credit proposal and financial modelling by using MS excel for cashflow projection (revenue & expenses modelling, CAPEX)
• Good understanding of borrower's business model and cycle to be applied in the financial analysis
• Good understanding in industry landscape (industry size, market competition, pricing structure, players, regulation) & its outlook
• Fluent in communicating, writing and reading in English

Role & Location

SENIOR RISK MANAGEMENT

South Jakarta, Jakarta, ID

Group Head Strategic Development Collection

PT. BRI Multifinance Indonesia

Jakarta, ID