LOAN OFFICER

BayCoast Bank; Bristol; On-site; GBP 40,000 - 70,000; Full time

Job summary

Ein dynamisches Unternehmen sucht einen engagierten Hypothekenkreditgeber, der bereit ist, in einem schnelllebigen Umfeld zu arbeiten. Diese Rolle erfordert die Fähigkeit, Beziehungen zu Kunden und Partnern aufzubauen und zu pflegen, während Sie innovative Technologien nutzen, um Hypothekendarlehen zu verwalten. In diesem spannenden Job haben Sie die Möglichkeit, Ihre Fähigkeiten in einem unterstützenden Team weiterzuentwickeln und von einer Vielzahl von Vorteilen zu profitieren, darunter ein maßgeschneidertes Provisionsmodell und umfassende Gesundheitsleistungen. Wenn Sie eine Leidenschaft für Immobilien und Kundenservice haben, ist dies die perfekte Gelegenheit für Sie.

Benefits

Kundenspezifische Provisionsstruktur

Unterzeichnung Bonus

Zugang zu Unterstützungsteams

Kranken- und Zahnversicherung

401(k) Plan

Pensionsplan

Flexible Ausgaben

Gesundheitssparkonten

Studiengebührenrückerstattung

Generöse bezahlte Freizeit

Qualifications

• 3-5 Jahre Erfahrung im Hypothekengeschäft oder Bachelor-Abschluss erforderlich.
• Erfahrung als Darlehensoffizier oder Darlehensverarbeiter von Vorteil.

Responsibilities

• Hypothekendarlehen verwalten und Kundenbeziehungen aufbauen.
• Teilnahme an Veranstaltungen zur Steigerung des Kundenbewusstseins.

Skills

Kundenservice

Kommunikationsfähigkeiten

Mathematik

Organisation

Analytische Fähigkeiten

Education

High School Diplom

Bachelor-Abschluss

Tools

Salesforce

Microsoft Excel

MortgageBot

LeadMailbox

Job description

BayCoast Mortgage is a fast growing Massachusetts company owned by BayCoast Bank, est. 1851. As a wholly owned subsidiary of a bank we have portfolio lending flexibility in addition to being a full-service lender serving the majority of the East Coast. We are committed to being one of the best workplaces in the industry. BayCoast offers a dynamic work environment and excellent opportunities for internal and professional development. We currently have a variety of rewarding career opportunities available in our Mortgage Department in Swansea, MA.

Available Positions:

• Mortgage Loan Originator (inside/outside sales)

Essential Mortgage Loan Originator Functions:

• Maintain and originate through branch and subsidiary provided leads (25+ physical locations).
  Utilize cutting edge technology to originate digital provided leads.
  Utilize Salesforce to maintain customer and COI relationships.
• Source and originate mortgage loans and manage the client experience from origination to closing.
• Establish a strong presence including developing relationships with Realtors and Community Groups; some inbound and outbound sales calling and field visits may be necessary.
• Participate in all steps related to the origination of a mortgage loan including meeting with prospects, counseling borrowers, taking mortgage applications electronically and face-to-face as well as by mail and phone.
• Attend seminars, shows, community outreach events and other events to raise consumer awareness of our products and services.
• Stay current with changes and new products and learn various borrowing programs and processes.
• Learn and utilize LOS (MortgageBot), as well as various third party provider applications.
• Adhere to all federal and state compliance guidelines relative to the position.

Minimum Qualifications:

• High school diploma with 3-5 years mortgage experience or a bachelor's degree.
• 12-24 months of experience as a Loan Officer, Loan Officer Assistant or Loan Processor.
• Mortgage Loan Service Registry (NMLS).
• Working knowledge of all state and federal mortgage regulations.
• Strong written and oral communication skills.
• Working knowledge of windows-based applications, including Microsoft Excel and web based applications, including LeadMailbox.
• Must possess superior customer service skills.
• Excellent customer service and listening skills.
• Public speaking skills.

Desired Skills & Experience

• Solid math skills.
• Genuine interest in local, regional and national real estate markets
• Ability to multi-task in a fast paced environment.
• Good organizational and analytical skills.
• Strong written and oral communication skills.

Competitive benefits, including:

• Customized commission structure
• Signing bonus
• Access to Loan Officer Assistant, Processor and Team Leader
• Medical and Dental Insurance
• 401(k) Plan
• Pension Plan
• Subsidized Short/Long Term Disability, Life and AD&D Insurance
• Voluntary Benefits including Life, Accident, and Cancer Insurance
• Flexible Spending Accounts
• Health Savings Accounts
• Tuition Reimbursement
• Student Loan Pay Down Benefit
• Generous Paid Time Off
• Employee Assistance Program (EAP)
• Volunteer Time

MLO positions are commission based.

BayCoast Mortgage is an Equal Opportunity Employer. BayCoast Mortgage is a wholly owned subsidiary of BayCoast