Head of Risk: AI-Driven Credit & Fraud for SMEs

Allica Bank; Greater London; On-site; GBP 150,000 - 200,000; Full time

Job summary

A growing financial services firm in Greater London seeks a Head of Risk to lead risk strategy and execution across key business areas. This high-impact role involves oversight of the full credit lifecycle, guiding a high-performing risk team, and leveraging AI for risk analytics. The ideal candidate will have 7-10 years of experience in structured finance or corporate banking, a STEM degree, and the ability to communicate effectively in a leadership context. Competitive benefits include flexible working arrangements and professional development opportunities.

Benefits

Full onboarding support

Flexible working options

Discretionary bonus scheme

Private health cover

Family-friendly policies

Qualifications

• 7-10 years in debt capital markets, structured finance, or corporate banking.
• Track record of leading complex credit transactions.
• Experience overseeing complex underwriting and deal structuring.

Responsibilities

• Develop and lead risk strategy for new products.
• Serve as a key advisor to the CEO and Board on risk governance.
• Guide collections strategy ensuring efficiency and customer-centricity.

Skills

Analytical skills

Leadership

Decision-making

Communication skills

Education

STEM degree

Tools

AI tools

Job description

A growing financial services firm in Greater London seeks a Head of Risk to lead risk strategy and execution across key business areas. This high-impact role involves oversight of the full credit lifecycle, guiding a high-performing risk team, and leveraging AI for risk analytics. The ideal candidate will have 7-10 years of experience in structured finance or corporate banking, a STEM degree, and the ability to communicate effectively in a leadership context. Competitive benefits include flexible working arrangements and professional development opportunities.