Credit Risk Analyst

Macquarie Bank Limited; City Of London; On-site; GBP 50,000 - 65,000; Full time

Job summary

A global financial services firm in London is seeking a Credit Risk Analyst to manage credit risks within the energy sector. You will conduct credit assessments, prepare analyses, and provide risk-based recommendations. Strong communication and analytical skills are essential. The role offers competitive benefits and a flexible work environment.

Benefits

25 days of annual leave

Paid parental leave

Hybrid working arrangements

Wellbeing benefits

Qualifications

• Strong ability to communicate insights to stakeholders.
• Proficient in conducting quantitative and qualitative credit assessments.
• Experience in managing credit risks in capital markets.

Responsibilities

• Manage credit risk of a diverse portfolio in the energy sector.
• Conduct credit assessments and prepare written analyses.
• Provide recommendations on new trade requests.

Skills

Strong communication skills

Ability to evaluate company financial statements

Familiarity with financial/physical commodity products

Strong interest in energy markets

Organizational skills

Job description

Where will a career at Macquarie take you?

The Credit Risk Team is integral in supporting the development of the commodities desks within the Commodities and Global Markets division in EMEA. Our team focuses on assessing innovative hedging, lending, and physical solutions across a variety of businesses, primarily focusing on oil and energy products.

At Macquarie, our advantage is bringing together diverse people and empowering them to shape all kinds of possibilities. We are a global financial services group operating in 31 markets and with 56 years of unbroken profitability. You’ll be part of a friendly and supportive team where everyone - no matter what role - contributes ideas and drives outcomes.

As a Credit Risk Analyst, you will be responsible for managing the credit risk of a diverse portfolio of counterparties operating in the energy sector. You will conduct quantitative and qualitative credit assessments, prepare thorough written analyses, set internal ratings, recommend credit limits, and manage the annual portfolio credit review processes. You will also provide timely risk-based recommendations on new trade requests, build strong relationships with internal and external stakeholders, and undertake regular exposure analysis and risk monitoring.

• Strong communication skills to provide concise and insightful credit recommendations.
• An ability to communicate effectively at all levels with risk colleagues and front office internal stakeholders.
• Strong interest in financial analysis, with an understanding of evaluating company financial statements to determine creditworthiness.
• Ability to identify and evaluate key risks from proposed transactions and potential challenges.
• Familiarity with financial/physical commodity products and understanding of related credit exposure.
• A keen interest in energy markets, over the counter derivatives and futures products, with strong organisational skills.
• Ability to work on transactions in a fast-paced capital markets/trading environment.

We love hearing from anyone inspired to build a better future with us. If you're excited about the role or working at Macquarie we encourage you to apply.

What we offer

At Macquarie, you’re empowered to shape a career that’s rewarding in all the ways that matter most to you. Macquarie employees can access a wide range of benefits which, depending on eligibility criteria, include:

• 1 wellbeing leave day per year and a minimum of 25 days of annual leave.
• 26 weeks’ paid parental leave for primary caregivers along with 12 days of paid transition leave upon return to work and 6 weeks’ paid leave for secondary caregivers.
• Paid fertility leave for those undergoing or supporting fertility treatment.
• 2 days of paid volunteer leave and donation matching.
• Access to a wide range of salary sacrificing options.
• Benefits and initiatives to support your physical, mental and financial wellbeing including comprehensive medical and life insurance cover.
• Access to our Employee Assistance Program, a robust behavioural health network with counselling and coaching services.
• Access to a wide range of learning and development opportunities, including reimbursement for professional membership or subscription.
• Access to company‑funded emergency and backup dependent care services.
• Recognition and service awards.
• Hybrid and flexible working arrangements, dependent on role.
• Reimbursement for work from home equipment.

Our Risk Management Group works as an independent, and centralised function, responsible for independent and objective review and challenge, oversight, monitoring and reporting in relation to Macquarie’s material risks. We are a global team that aims to manage the risks of today and anticipate the risks of tomorrow. Our divisions include compliance, credit, financial crime risk, market risk, operational risk, aggregate risk and prudential, and central.

Our commitment to diversity, equity and inclusion

We are committed to providing a working environment that embraces diversity, equity, and inclusion. We encourage people from all backgrounds to apply regardless of their identity, including age, disability, neurodiversity, gender (including gender identity or expression), sexual orientation, marriage or civil partnership, pregnancy, parental status, race (including ethnic or national origin), religion or belief, or socio‑economic background. We welcome further discussions on how you can feel included and belong at Macquarie as you progress through our recruitment process. Our aim is to provide reasonable adjustments to individuals as required during the recruitment process and in the course of employment. If you require additional assistance, please let us know during the application process.