Associate, Corporate Lending

ABN AMRO Bank N.V.; Greater London; Hybrid; GBP 40,000 - 65,000; Full time

Job summary

A leading international bank is seeking an Associate in Expertise Lending to manage a portfolio of mid to large cap clients in the UK. The role involves structuring complex financing solutions and collaborating with various teams. Candidates should have a university degree, experience in client-facing roles, and strong analytical skills. The position offers a dynamic working environment, with opportunities to contribute to innovative lending solutions.

Benefits

Flexible working options

Professional development opportunities

Qualifications

• Experience in a client facing or risk management type of role.
• Knowledge of international credit process including application and monitoring.
• Affinity with the UK & Ireland medium sized client base.

Responsibilities

• Manage the portfolio of mid and large cap clients.
• Support the origination and execution of deals.
• Monitor existing portfolio of debt transactions.

Skills

Excellent analytical and numerical skills

Strong communication and interpersonal skills

Proficient with Microsoft Office

Self-motivated with a willingness to learn

Education

University degree

Tools

Microsoft Excel

Microsoft Word

Microsoft PowerPoint

Job description

At a glance

The Expertise Lender is positioned in the Expertise Lending Europe department and reports to the Head of Expertise Lending UK.

ABN AMRO Corporate Banking (CB) has a client base of approximately 2,000 commercial clients. In the Netherlands, we serve clients with revenues exceeding EUR 250 million. In Northwest Europe (France, Germany, United Kingdom and Belgium), we serve clients with revenues exceeding EUR 100 million.

Financing Solutions (FS) is the Lending unit of CB where all Lending offerings and expertise are clustered. FS is responsible for the origination, structuring, execution and portfolio management of a variety of lending products for all sectors and segments. The Lending department within FS can be divided into roughly two units, namely Expertise Lending Europe and Specialised sectors (Natural resources, Shipping and Financial Institutions).

Expertise Lending provides (structured) lending products to new and existing large corporate clients domestically and internationally. In close collaboration with other product-teams of FS and Risk Management, Lending is responsible for resolving complex tailor‑made and bilateral‑and syndicated financing issues of clients and is the ‘first‑line of defence’ in the assessment credit risk based on (credit) experience and specific client‑ and sector knowledge. After obtaining credit risk approval from Risk Management, Expertise Lending negotiates the credit documentation with the client. In addition, Expertise Lending is responsible for monitoring the existing portfolio of (debt) transactions and the execution of deals, including coordination with external advisors (legal, technical, insurance, markets).

Your job

The ABN AMRO Expertise Lending team in the United Kingdom is part of Expertise Lending Europe which consists of all the Expertise lending activities in The Netherlands and Northwest Europe. The team in the UK is responsible for building and maintaining a Lending portfolio of mid and large cap clients, active in various sectors along the line of three strategic themes, (i) Digitisation, (ii) Mobility and (iii) Energy Transition. Together with Client Coverage colleagues, Expertise Lending Europe has a shared responsibility for the credit relationship and management of the portfolio of European clients within Expertise Lending Europe. This includes the structuring of complex tailor‑made and bilateral financing solutions, advising, promoting various lending products to new- and existing clients also in close collaboration with Client Coverage, Global Markets, Risk Management, etc.

As an Associate, based in the UK, you will work in close cooperation with other members Expertise Lending UK in managing the portfolio of the UK franchise. You will be part of Client Service Teams (CST) which are multiple product teams that are managed by the Coverage Banker to tackle client questions and develop commercial propositions. In addition, you will be involved in supporting the origination and execution of deals including pitching to clients, writing credit applications, reviewing and negotiating credit documentation, and coordination with external advisors. Lastly, the function includes the monitoring of the existing portfolio of debt transactions and contribution to internal projects in the areas of process optimisation and innovation of the credit chain, regulatory developments and requests, sector deep dives, risk management projects, and organisation wide initiatives.

Your working environment

At ABN AMRO, we believe in "Banking for better, for generations to come." Equal opportunities for everyone are a crucial foundation, as we strive for an inclusive culture where all employees feel seen, heard, and valued. Our vision of being a personal bank in the digital age aligns perfectly with the demand for surprising insights and innovative solutions, born from a diverse interplay of cultures and experiences. We focus on customer experience, sustainability, and building a future‑proof bank, conducting annual reviews to ensure equal pay for equal work. Join a bank that embraces ingenuity and ambition, and make an impact with us for a better future.

Your profile

• Educated at university level.
• Experience in a client facing or risk management type of role.
• Affinity with the UK & Ireland medium sized client base (GBP > 100m turnover).
• Solid knowledge of international credit process (incl. credit application/processing/monitoring).
• Excellent analytical and numerical skills.
• Strong communication and interpersonal skills.
• Strong computer literacy and technical skills, proficient with Microsoft Office (Excel, Word, PowerPoint).
• Experienced with medium- to high intensity clients and prospects, preferably with (international) large corporates and/or international clients.
• Excellent in English (oral and written).
• Accurate attention to detail and consistently strives for the highest quality output in all work.
• Self‑motivated with a willingness to learn and contribute to the performance and development of the team.
• Willingness and ability to travel up to on occasion, including to the Head Office in Amsterdam.

What we offer

Joining ABN AMRO means working on meaningful projects. Projects that have an impact on our clients. Working with a wide range of people with different backgrounds, opinions and ideas. In the UK, in the Netherlands or elsewhere in our international network. We offer an environment where you will be challenged on a daily basis - professionally as well as on a personal level - so that you can grow to become the professional you want to be.

We have identified that the following types of flexible working may be suitable for this role in principle.

Any requests will be determined in line with our Flexible Working Policy:

• Job Sharing: No
• Remote Working: Yes
• Part time: No
• Flexitime: Yes
• Unpaid leave: Yes
• Staggered hours: Yes
• Other: No

Interested?

Are you interested? Please apply via the button below.