Pricing Data Engineer

AXA; Puteaux; Sur place; EUR 45 000 - 85 000; Plein temps

Résumé du poste

An established industry player is seeking a Pricing Actuary / Data Scientist to join their Global Chief Underwriting Office. This pivotal role involves driving profit and growth through innovative pricing models, analytics, and technical underwriting excellence. You will collaborate with diverse teams to enhance pricing strategies and contribute to a culture of analytics and technology. If you are passionate about insurance and data science, and eager to make a significant impact in a dynamic environment, this opportunity is perfect for you. Join a company that values collaboration, innovation, and personal growth, and help shape the future of underwriting and pricing in the insurance industry.

Qualifications

• Proven experience in insurance pricing and data science concepts.
• Strong technical aptitude with programming in Python, R, and SQL.

Responsabilités

• Contribute to pricing model strategy and analytics development.
• Support the development of pricing platforms and methodologies.

Connaissances

Python

R

SQL

Excel/VBA

Insurance Pricing

Data Science

Analytical Skills

Change Management

Formation

Fully or Partially Certified Actuary

Experience in Data Science

Outils

Pricing Models

Analytical Tools

Description du poste

Whatever their stage of life, we provide over 108 million customers with the products and services they need to progress. From insurance to personal protection, and savings to wealth management, no matter the need we’re always there for them. And we’re always there for our employees. In 50 countries, we work hard to inspire pride and a sense of belonging in our people. To provide opportunities that challenge them, inspire them, and reward them. And to create a culture that’s open, supportive, and empowering. Because we know that’s the real secret to success – and the best way for us to keep building a better world for both our customers and the talented people who put them first.

YOUR WORK ENVIRONMENT :

The headquarters of the AXA Group (GIE AXA) brings together our corporate activities. It provides guidance and support to subsidiaries around the world, to ensure the coordination and monitoring of the Group's global strategy, the application of its standards, the consistency of commercial approaches and the sharing of best practices. The headquarters gathers approximately 1000 employees and is distinguished by its strong international culture (45 nationalities), which makes it a rich and stimulating place to work.

Within the Group, you will join the Group Chief Underwriting Office as the Pricing Actuary / Data Scientist

YOUR JOB AND DAILY MISSIONS:

Context & Major Challenges

The newly created Global Chief Underwriting Office will be accountable for establishing, enabling, and driving profit and growth through Product Underwriting Strategy, Portfolio Design and Technical Underwriting Excellence in partnership with the AXA Entities, for both Commercial and Retail, through:

• Portfolio Design Steering
• Underwriting Product Strategy and Profitability Measurement
• Technical Underwriting Guidance
• Pricing Models, Platforms and Analytics
• Risk Appetite deployment
• Ceded Reinsurance strategy design and purchasing

As part of the CUO Office you will be an integral part of the Group Pricing Team partnering directly with underwriting, the entities and Pricing management as we look to develop and deliver our strategic objectives.

Key Accountabilities

• As part of Technical Excellence Plan, be an integral contributor, executing on an enterprise pricing model strategy that enables a strong link to data (input and output), analytics and technology.
• Support the strategic vision for predictive modeling capabilities to support pricing and underwriting
• Contribute to the development of the pricing platform, developing Pricing models with scalable languages and build towards globally consistent and flexible models to allow for real time updates to reflect dynamic and changing conditions
• Facilitate global pricing tool usage through sharing best practices, developing users guides and maintaining records within central model database
• Support the TDO strategy with regard to technical pricing and support the building of pricing platforms and methodologies
• Leverage capabilities and infrastructure developed by TDO and contribute to a clear communication with TDO and Pricing
• Work closely with pricing actuaries, data scientists and underwriting to deliver advanced analytical insights which support profitable growth. Communicate and receive feedback on these insights and adapt analyses accordingly.
• Participate in enhancements of analytic offerings and creation of new internal practice standards
• Work with IT to implement models and create architecture to support data collection and validation.
• Research new strategic approaches to modelling and pricing methodologies to improve model performance.
• Engage with UW/Pricing to solve complex model problems, and educate and enable Underwriters and Pricing Actuaries in model usage.
• Develop a strong network of relationships with internal and external stakeholders to influence technical Pricing model improvements globally and drive consistency in approach where appropriate

Dimensions

• Global scope: full remit (across all businesses & geographies).
• Key contributor to the Pricing Models and Analytics remit for the GCUO

Stakeholders:

Head of Pricing within the entities and within Group TDO

KPIs for Success :

• Measure of the partnership with the entities
• Direct influence on the strategy, pricing model and analytics development and technical performance of the entities
• Deliver on building the analytic and technology culture of the entire organization
• Enabler of the strategic plan
• Building of tools and analytics capabilities used by the entities

Competencies

• Change Leader builds strong partnerships and effectively influence stakeholders; clearly communicates and drives alignments on shared outcomes; extreme ownership on outcomes with strategic and operational rigor.
• Proven experience within insurance pricing and with core actuarial and data science concepts.
• Strong technical aptitude with experience programming in Python/R, SQL, and Excel/VBA
• Strong ability to work in a team. Strong communication skills and the ability to interface with teams having varying backgrounds/skillsets (TDO, Actuarial, UW)
• Committed, self-organized, with a strong attention to detail

Behaviors

• Self aware
• Collaborative
• Builds trust
• Good listening skills to build consensus
• Comfortable with ambiguity
• Flexible & willing to say ‘I don’t know, let me find the answer’
• Humble enough to listen to others who have the expertise and build relationships
• Strong Relationship builder
• Change agent
• Culturally sensitive to difference
• Patience & the ability to take time to learn

Experience

• Fully or Partially Certified Actuary with data science experience
• Experience in building pricing & analytical models within an AXA entity or other company.
• Ability to directly support the data, technology, pricing model and analytics strategies
• Proven experience interacting with Pricing and TDO leaders and evolving in matrixed environments.
• Experience in implementing change and building relationships.

Language

• Fluent English