puestos de Insurance Broker en United States

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Underwriter I (Commercial Auto)

Permanent, Full-Time In scope

Location: This position will be located at Regina Head Office. This role is eligible for hybrid work – this means you’ll have the flexibility of working from home and in the office (indicated above), on a scheduled rotation once probation requirements have been met. Until then, the successful incumbent will be expected to work on-site, full-time.

Closes July 8, 2025

GENERAL ACCOUNTABILITY

The Underwriter I (Commercial Auto) is responsible for underwriting moderately complex insurance risks. This position evaluates, rates, and process insurance requests for Commercial Auto products. Underwriting decisions are governed by manuals/guidelines, predetermined procedures, and authority levels. The Underwriter I is customer-focused and looks for ways to improve the customer experience. The Underwriter I develops and maintains relationships with brokers which contributes to lasting and profitable relationships. The Underwriter I provides work review and approval to staff in junior positions.

KEY ACCOUNTABILITIES

Note: This section is not intended to be an exhaustive list of duties and responsibilities – other duties and responsibilities may be assigned.

Underwriting Operations

• Reviews and evaluates quotes, new applications, renewals, revisions, and cancellations to determine risk acceptability within current underwriting authority.

• Researches and obtains additional information on risk if required.

• Makes timely decisions while considering risk territory, underwriting guidelines and market conditions.

• Meets target service levels with respect to product, transactions, phone calls and emails

• Determines if risk is acceptable, needs modification, or should be declined based on analysis of all information pertinent to the risk and within the underwriter's authority.

• Calculates premiums, ensuring that appropriate rates are used, and that application discounts and surcharges are applied. Provides terms to brokers as to the conditions, limitations, rates, and premiums to apply.

• Corresponds with brokers to request information and explain underwriting requirements and decisions.

• Supports, provides direction, and reviews and approves the work of staff in junior positions (including trainees)

• Learns & applies understanding of the policy wordings, conditions, limitations, rates, and premiums with a strong focus on customer needs.

• Develops a basic understanding of existing and emerging industry trends and market conditions

• Identifies improvements to processes and procedures.

Broker Experience and Relationship Management

• Acts as the brokers first point of contact and sees requests through to completion; becomes a trusted advisor for brokers.

• Develops and maintains working relationships with brokers to generate a flow of profitable business and provides assistance in resolving any service matters.

• Identifies opportunities to improve broker experience and seeks to find solutions while adhering to the company guidelines and underwriting authority.

• Explains underwriting criteria and decisions to brokers.

• Works with other departments to deliver a consistent experience to brokers and customers.

• Assists with training to staff, brokers, and external parties on products and procedures. May be required to conduct formal presentations.

• Understands the underwriting operating system, workflows and process, broker portal and billing.

• Promotes and offers supporting products to brokers with an emphasis on meeting customer needs.

High Performance Team & Culture

• Supports a culture of leadership and accountability to effectively meet the key accountabilities within the scope of the role

• Displays leadership by committing to a culture of continuous learning/development of self and supports others by actively sharing knowledge, providing guidance, mentoring, training, and supporting developmental opportunities.

• Demonstrates that the Health, Safety and Emergency Management Policy is applied in area of responsibility for self and others.

• Actively applies knowledge to support transformation and strategic initiatives of the corporation, while participating and advocating change and applying a growth mindset.

TECHNICAL KNOWLEDGE & SKILLS

• Proficient knowledge of operations and related assets of appropriate business area (Commercial Auto, Commercial Property or Farm).

• Proficient knowledge of the coverages of insurance products and related provincial/federal legislation applicable to the appropriate business area (Commercial Auto, Commercial Property or Farm).

• Proficient knowledge of the Principles & Practices of Insurance

• Proficient knowledge and skill of the rating procedures, the interpretation and application of established criteria and/or procedures to determine appropriate premiums, coverages, and deductibles for insurance products related to the appropriate business area (Commercial Auto, Commercial Property, Farm)

• Fundamental knowledge of reinsurance principles.

EDUCATION & CERTIFICATIONS

• A two-year diploma from an accredited post-secondary education institution in a relevant field of study, such as Business, or defined equivalency.

EXPERIENCE

• 1 - 3 years’ experience in underwriting.

Leader Level 2 – Applies (Self & Others)

• Accountability - Goes Beyond Basic Expectations to Implement Customer/Partner Focused Solutions

• Business Acumen - Applies Business Fundamentals and Thinks in Future-Oriented Terms

• Change Agility - Is Nimble; Shifts Gears Quickly and Comfortably

• Leadership - Leads Self and Others

Pay Range:$63,628.00 - $80,294.00

Posting Close Date:

July 8, 2025 As you prepare to submit your application, and cover letter if applicable, please highlight the achievements that demonstrate why you're a great candidate for this role.