Principal Product Manager

Circle; Remote; CAD 256,000 - 329,000; Full time

Job summary

A fintech company in Toronto is looking for a Principal Product Manager to lead the strategy for their customer onboarding platform. The successful candidate will collaborate across functions to ensure the platform meets regulatory requirements while enhancing user experience. Required qualifications include over 10 years of experience in compliance or onboarding in fintech, proven expertise in regulatory technologies, and adeptness with AI tools for product development. This role offers competitive compensation in a flexible work environment.

Qualifications

• 10+ years in compliance or onboarding within fintech or payments.
• Experience with KYB, KYC, and AML technologies.
• Hands-on experience with AI tools for prototyping.

Responsibilities

• Own onboarding platform strategy and execution.
• Design systems balancing regulatory rigor with user experience.
• Engage with regulators to ensure compliance.

Skills

Compliance platform development

KYC

AML technologies

AI tools for product design

Data-driven decision making

Job description

Circle is a financial technology company at the epicenter of the emerging internet of money, where value can finally travel like other digital data — globally, nearly instantly and less expensively than legacy settlement systems. This ground-breaking new internet layer opens up previously unimaginable possibilities for payments, commerce and markets that can help raise global economic prosperity and enhance inclusion. Our infrastructure – including USDC, a blockchain-based dollar – helps businesses, institutions and developers harness these breakthroughs and capitalize on this major turning point in the evolution of money and technology.

What you'll be part of:

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible and diverse work environment where new ideas are encouraged and everyone is a stakeholder.

What you'll be responsible for

As a Principal Product Manager at Circle, you will own the strategy and execution of our customer onboarding platform, ensuring it scales to support new products, markets, and global regulatory requirements. You will act as a cross-functional leader, partnering with compliance, risk, legal, engineering, and business stakeholders to align priorities and deliver solutions that balance regulatory rigor with customer experience. By combining product vision, data-driven insights, and deep compliance expertise, you will enable Circle to expand efficiently into new markets, reduce risk, and uphold the highest standards of trust and integrity.

What you'll work on

• Define and own the product strategy and roadmap for critical components within the Circle platform, prioritizing and launching scalable solutions that promote reusability and increase developer efficiency across Circle products.
• Lead the evolution of onboarding and compliance capabilities for Circle platform, driving both incremental enhancements and long-term platform transformation.
• Partner with compliance, legal, risk, engineering, and product teams to design systems that balance regulatory rigor with seamless customer experiences.
• Identify and resolve process gaps, bottlenecks, and inefficiencies that impact onboarding speed, scalability, and compliance outcomes.
• Translate regulatory requirements and business needs into clear product requirements, insights, and user stories for engineering execution.
• Represent onboarding and platform priorities across senior forums, influencing strategy and securing alignment for high-impact initiatives.
• Build and maintain documentation that clearly explains the design, functionality, and dependencies of onboarding systems and tools.
• Define, monitor, and report on platform performance metrics and risk indicators, highlighting progress and challenges to executives and the Board.
• Engage with regulators, auditors, and examiners to demonstrate how Circle's onboarding platform scales effectively while meeting compliance obligations.

What you'll bring to Circle

Core Requirements

• 10+ years of experience delivering large-scale compliance, onboarding, or risk platforms in fintech, payments, or crypto.
• Hands-on experience using AI tools for prototyping and generating product mocks to accelerate design and development.
• Proven track record implementing KYB, KYC, and AML technologies to meet global regulatory requirements.
• Expertise in designing compliance workflows and building scalable systems that accelerate customer onboarding.
• Strong ability to translate regulatory and business needs into clear product requirements and platform strategies.
• Demonstrated leadership influencing executives and cross-functional teams to align on product direction.
• Highly analytical and data-driven, with experience applying AI/ML to improve onboarding decision-making, risk detection, and process efficiency.

Preferred Requirements

• Background in RegTech, banking, or scaled fintech, with direct exposure to complex regulatory environments.
• Executive presence with the ability to represent Circle externally with regulators, auditors, and industry stakeholders.

Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages.

Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations.

Base Pay Range: $187,500 - $240,000

We are an equal opportunity employer and value diversity at Circle. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law.

Should you require accommodations or assistance in our interview process because of a disability, please reach out tofor support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs.

#LI-Remote