Finance Analyst III

Global Technical Talent; Toronto; Hybrid; CAD 70,000 - 90,000; Full time

Job summary

A financial services organization is seeking a Senior Analyst for Cash Management and Intraday Liquidity. This role involves analyzing cash management processes, monitoring liquidity, and ensuring compliance with settlement obligations. Candidates should have 5 years of relevant experience and a strong educational background in finance or business. The position offers flexibility in work location and includes benefits such as medical and retirement plans.

Benefits

Medical, vision, and dental insurance plans

401k retirement fund

Qualifications

• 5 years of experience in related fields of finance, treasury or payments.
• Proficiency in MS Office Suite (PowerPoint, Excel, Word, etc).

Responsibilities

• Analyze daily CAD and USD cash management process.
• Investigate unexpected changes in cash balances.
• Monitor and explain Intraday Liquidity usage.
• Act as a liaison between teams to improve cash efficiency.

Skills

Analytical and critical thinking

Operational excellence

Superior communication skills

Strong writing skills

Attention to detail

Education

Post-secondary degree in finance, business, risk or related field

Tools

MS Office Suite

Job description

Job Title

Senior Analyst, Cash Management and Intraday Liquidity

Job Details

Start Date: April 6th 2026

Duration: 04/01/2026 – 12/31/2027 (18 months)

Schedule: Monday – Friday 10:30 – 6:30

Location: Remote, Onsite, or Hybrid – 4 days in office, 66 Wellington Street West, Toronto, Ontario

Department Overview

The Treasury and Balance Sheet Management (TBSM) department is responsible for overseeing the management of Client's non‑trading market risk, liquidity risk and capital position. The Cash Management team forecasts daily cash flows, manages collateral for the $CAD payment system and aligns the bank’s settlement account with the Bank of Canada each night.

Responsibilities

• Analyze the daily CAD and USD cash management process by gathering cash flow information from various sources within the bank to project closing cash balances.
• Invest and fund the bank’s CAD and USD accounts by trading in the end‑of‑day interbank market.
• Investigate unexpected changes in cash balances to reconcile the bank’s settlement position with the Bank of Canada.
• Complete settlement obligations with the Bank of Canada.
• Ensure sufficient levels of collateral are in place to settle the bank’s large and critical payment obligations.
• Monitor and explain Intraday Liquidity start‑of‑day and usage.
• Participate in industry forums and committees.
• Act as a liaison between Cash Management and Intraday Liquidity to develop more capabilities with the Intraday Liquidity system.
• Act as a liaison between Cash Management, Intraday Liquidity and Payment teams to improve real‑time cash efficiency.

Job Requirements

• Analytical and critical thinking – advanced analytical skills for complex business situations.
• Operational excellence – strong skills in process development and control enhancements.
• Superior communication and relationship management skills across multiple stakeholders.
• Strong writing skills.
• Primarily work the closing shift (10:30am to 6:30pm).

Education and Experience Requirements

• 5 years of experience in related fields of finance, treasury or payments.
• Post‑secondary degree in finance, business, risk or related field.
• Proficiency in MS Office Suite (PowerPoint, Excel, Word, etc).

Hard Skills

• Trend analysis – 3 years experience.
• Analytic thinker – yes or no.
• Great communication verbal/written – yes or no.
• Works well under pressure – yes or no.
• Attention to detail.

Nice‑to‑Have

• Someone who can handle strong personalities.
• Knowledge of AI tools.

Benefits

• Medical, vision, and dental insurance plans.
• 401k retirement fund.