Business Banking Associate

The Toronto-Dominion Bank (Canada); Northeastern Ontario; On-site; CAD 50,000 - 70,000; Full time

Job summary

A major Canadian financial institution is seeking candidates for the Commercial Associate program, designed to introduce individuals to commercial lending. Candidates will gain experience through financial analysis and risk management while working with mid-market businesses. Ideal candidates are pursuing a business-related degree and are eager to learn and contribute. This position offers a valuable foundation for a career in commercial banking, with numerous growth opportunities throughout Canada.

Benefits

Base salary and variable compensation

Health and well-being benefits

Career development programs

Banking benefits and discounts

Qualifications

• Well-rounded individual capable of working independently and within a team.
• Strong desire to learn, grow, and succeed in banking.
• Pursuing relevant academic qualifications combined with relevant work experience.

Responsibilities

• Learn fundamentals of commercial lending through financial analysis.
• Work closely with mid-market businesses to help them meet their financial goals.
• Create business proposals tailored to client needs.

Skills

Teamwork

Desire to learn and grow

Education

Undergraduate or graduate degree in business or related field

Job description

Description

TD Commercial Banking provides financial solutions to North American businesses. Our broad range of products and services allows us to meet the needs of our clients in every sector, providing customized solutions to build a strategy that’s right for them now, and in the future. Our quest is to deliver a first‑class business banking client experience and to be “The Better Business Bank” in North America. At TD, better business bankers have a strong background in business and finance as well as the specific products they are responsible for selling and servicing. They have keen insight into all their clients – their industry, products, finances and markets. Better business bankers demonstrate good judgment in people, businesses and markets based on education, experience, gut instincts and street smarts.

The Commercial Associate program is an exciting introductory experience in the vital world of Commercial Banking. You will learn the fundamentals of commercial lending through financial analysis, risk management and industry analysis. This will give you the ability to work closely with a variety of mid‑market businesses as they strive to successfully meet their individual and financial goals.

Responsibilities

• Learn fundamentals of commercial lending through financial analysis, risk management, and industry analysis.
• Work closely with mid‑market businesses to help them meet their financial goals.
• Create business proposals based on diverse credit, deposit, and cash management needs of clients.

Qualifications

• Well‑rounded person who works well independently and as part of a team.
• Strong desire to learn, grow, and succeed.
• Working toward completing an undergraduate or graduate degree in business, or a related degree combined with work experience.

Application Requirements

• Unofficial transcript.
• Cover letter (one letter‑size page or less).
• Resume (two letter‑size pages or less).

Where you’re going

Your first 6 months will include on‑site coaching in one of our commercial units, as well as a structured training program before moving up to become an Analyst on a team with a Relationship Manager or as a standalone Account Manager. Your future career path in TD Commercial Banking can include a variety of challenging roles in sales, relationship management, and risk management. Positions are available across Canada for the Commercial Associate program.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well‑being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well‑being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement (Quebec only)

Sans Objet