Analyst & Associate, Securitization Financing Portfolio Management

RBC; Toronto; On-site; CAD 90,000 - 135,000; Full time

Job summary

A leading financial institution seeks an individual to manage securitization transactions and oversee portfolio administration. The ideal candidate will possess at least 2–4 years of experience in securitization, a solid understanding of capital markets, and strong analytical skills. This role involves monitoring transactions, producing investor reports, and ensuring compliance with legal documentation. Candidates must have a relevant degree. The position is full-time and based in Toronto, Canada.

Benefits

Comprehensive Total Rewards Program including bonuses

Flexible work/life balance options

Opportunities for professional development

Qualifications

• Minimum of 2–4 years of relevant Securitization experience at a financial institution, rating agency or issuing client is required.
• Solid understanding of capital and credit markets.
• Strong attention to detail.

Responsibilities

• Oversee and coordinate day-to-day administration of ABCP conduit programs.
• Conduct ongoing collateral monitoring for designated transactions.
• Produce and distribute periodic reporting to commercial paper investors.

Skills

Adaptability

Critical Thinking

Customer Service

Detail-Oriented

Financial Engineering

Financial Statement Analysis

Investments Analysis

Personal Development

Personal Initiative

Securitization

Teamwork

Education

MBA or undergraduate degree in finance, economics, accounting or mathematics

Tools

Word

PowerPoint

Excel

Job description

Job Description

What is the Opportunity?

This role is part of Securitization Financing Portfolio Management, which is a closely integrated, cross-functional specialized team that provides various critical functions to different RBC businesses within Global Markets. The group provides transactional execution support in the US, Canada, Europe and APAC for securitization transactions either funded directly on RBC’s balance sheet or via the issuance of commercial paper by one of seven multi-seller RBC administered commercial paper conduits. Also, provides on-going at least monthly (some products and transactions daily) complex collateral monitoring, administration and reporting on a large and diverse portfolio of bespoke private securitization transactions and structured products across 25+ asset classes for over 120 clients. Performs daily management of all aspects of 7 individual finance companies of which 6 are separate and distinct from RBC providing funding to clients through the US & CAD ABCP markets

This group is a center of excellence in supporting structured finance transactions, and this role will also include nuances of operational, compliance, project management, front office origination, finance/accounting responsibilities and compiling data for internal and external constituents and performing a variety of administrative functions to ensure compliance with applicable by‑laws, transaction legal documents and internal policies and procedures

What will you do?

• Work with fellow Portfolio Management team members to oversee and coordinate day-to-day administration of 4 Canadian RBC-administered ABCP conduit programs, including cash movement and currency hedging activities
• Serve as first line of defense for on-going collateral monitoring for designated transactions. Identify any portfolio aberrations, deterioration or breaches of deal triggers
• Assist with creating and maintaining custom seller report templates used to validate collateral reporting and borrowing base compliance as well as to track and store historical portfolio information
• Enter key monthly portfolio statistics into the securitization collateral tracking systems to be able to monitor the risk in each transaction, recalculate the important metrics on the client report and produce reporting
• Produce, review, finalize and distribute periodic reporting to commercial paper investors, rating agencies, risk management and other internal and external constituents
• Help set portfolio administration standards and metrics to be monitored, and develop procedures and processes to help ensure consistent and accurate reporting for both new and existing transactions
• Coordinate and lead deal closing and funding meetings with all relevant parties
• Participate in due diligence meetings for new and existing clients
• Review deal AUP audit reports and follow-up with Origination team on findings
• Assist with the annual external audits of the 4 Canadian ABCP conduits and periodic internal/external business audits
• Develop knowledge of transactions and understanding of legal documents to be able to populate and maintain deal data in KME proprietary application
• Review administration sections of legal documentation, including loan agreements and fee letters, to make sure bank operations (balance sheet deals) or sub‑agent (conduit deals) can book and properly administer the transaction
• Ensure required deal related documentation is retained
• Facilitate with Origination team the on-boarding of new client or refresh of existing client for AML/KYC
• Work with internal and external business partners to resolve operational or other issues
• Participate in projects to implement new products, transaction types or expansion of existing products to new jurisdictions. Projects may also include enhancement to processes or systems
• Proactively identify operational risks/ control deficiencies in the business
• Review and comply with Firm Policies applicable to your business activities
• Escalate operational risk loss events, control deficiencies and risks that you identify to your line manager and the relevant risk and control functions promptly. Failure to do so may subject you to disciplinary action, up to and including termination

What do you need to succeed?

• MBA or undergraduate degree: finance, economics, accounting or mathematics preferred but not required
• Minimum of 2–4 years of relevant Securitization experience at a financial institution, rating agency or issuing client is required
• Solid understanding of capital and credit markets
• Strong attention to detail
• Strong quantitative and analytical skills
• Ambitious individual with strong presentation skills
• Possess strong written and oral communication skills
• Ability to prioritize and effectively manage a large workload in a high pressure environment
• Ability to multi‑task with little supervision
• Ability to interact effectively & establish good working relationships with other personnel within RBC Capital Markets and external clients
• High proficiency in Word, PowerPoint & Excel

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
• Leaders who support your development through coaching and managing opportunities
• Work in a dynamic, collaborative, progressive, and high-performing team
• Opportunities to do challenging work
• Flexible work/life balance options

#LI-KA2

Job Skills

Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Securitization, Teamwork

Additional Job Details

Address: ROYAL BANK PLAZA, 200 BAY ST:TORONTO

City: Toronto

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform: CAPITAL MARKETS

Job Type: Regular

Pay Type: Salaried

Posted Date: 2026-02-10

Application Deadline: 2026-02-24

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Compensation for this position (including salary and discretionary/variable payments) will be determined by factors, including but not limited to candidate's experience, skills, registration status, performance, individual goals, market conditions, and business needs.

Pay Range

The expected pay range for this position is:

$90,000.00 - $135,000.00

The pay range provided is for the primary work location referenced in the Additional Job Details section of this job posting. Pay ranges may differ based on location. If the posting lists multiple job locations, a recruiter can confirm availability of the role and the relevant pay rage for the additional locations listed. RBC supports pay transparency and we strive to ensure all pay ranges are competitive, fair, and equitable.

You have the potential to earn RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided that business meets its performance targets and you meet your individual goals.

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging, and opportunity for all.

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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.