Senior Credit Analyst

Nedbank Private Wealth; Johannesburg; On-site; ZAR 600 000 - 750 000; Full time

Job summary

A leading financial services firm is seeking a Senior Credit Analyst to support the credit community and optimize the credit portfolio. Responsibilities include developing analytics for decision-making, managing service-related queries, and ensuring compliance with regulations. Requires 5 years of experience in a credit environment and proficiency in technical skills such as SAS, SQL, and Python. This is a contract position based in Johannesburg offering a collaborative work environment.

Qualifications

• 5 years experience within a credit environment.
• Ability to analyse and interpret qualitative and quantitative data.
• Skill in developing presentations and reports for stakeholders.

Responsibilities

• Develop analytics and reporting to inform decision making.
• Manage credit bureau queries and financial components.
• Train and provide support on systems and processes.

Skills

Data mining and analytical skills

Technical skills: SAS

Technical skills: SQL

Technical skills: Netezza

Technical skills: Excel

Technical skills: Python

Problem solving

Education

Bachelor's Degree

Advanced Diplomas / National 1st Degrees

Job description

Senior Credit Analyst

Location : 135 Rivonia Road Sandown Sandton Johannesburg.

Recruiter : Lebohang Monate

Closing Date : 22 October 2025

Job Family Credit Career Stream Credit Management Leadership Pipeline Manage Self : Professional

Job Purpose

To provide support services to the credit community on matters relating to credit bureaus the data and systems and contribute to the optimisation of the credit portfolio in line with Nedbanks strategic objectives.

Job Responsibilities

• Developing and providing meaningful analytics and reporting / presenting to stakeholders to inform decision making across the credit lifecycle.
• Manage and resolve credit bureau or service related queries within acceptable timeframes
• Manage the financial components including analysing the cost the payment of invoices usage of services and handling related queries.
• Serve as a subject matter expert to assist stakeholders on matters relating to the data processes and regulatory requirements. As well as ensuring Nedbanks compliance to the appropriate regulations.
• Responsible for user administration and providing training and support on systems and processes.
• Monitoring the data quality and drive improvements on the quality of the data. This covers the end to end bureau data lifecycle (across data transmissions data loading etc)
• Identify opportunities to improve or enhance processes by identifying and recommending improvements to systems code data usage etc to add value to Nedbank.
• Obtain buy-in for developing new and / or enhanced processes (e.g. operational processes)
• Drive / support strategic initiatives and adhoc requests
• Build and maintain effective internal and external stakeholder relationships
• Share knowledge and industry trends with team and stakeholders during formal and informal interaction.

Minimum Experience Level

• 5 years experience within acredit environment
• Data mining and analytical skills
• Technical skills : SAS / SQL / Netezza / Excel / Python
• Problem solving

Preferred Qualification BachelorsDegree.

Essential Qualifications - NQF Level

• Advanced Diplomas / National 1st Degrees

Type of Exposure

Analysing situations or data that require an in depth evaluation of multiple factors

• Working with a group and individually to identify alternative solutions to a problem
• Developing ways to manage risks
• Building and maintaining effective cross-functional relationships with internal and external stakeholders
• Analysing and interpreting qualitative and quantitative data
• Interacting with various levels of management
• Influencing stakeholders to obtain buy-in for concepts and ideas
• Comparing two or more sets of information
• Providing professional advice / opinion
• Using different approaches in new work situations

Technical / Professional Knowledge

• Banking knowledge
• Communication Strategies
• Data analysis
• Governance Risk and Controls
• Industry trends
• Principles of financial management
• Relevant regulatory knowledge
• Relevant software and systems knowledge
• Research methodology
• Business Acumen

Behavioural Competencies

• Coaching
• Communication
• Continuous Learning
• Collaborating
• Work Standards
• Technical / Professional Knowledge and Skills

Key Skills Financial Statement Preparation,Credit Analysis,Cash Flow Analysis,Math,Banking,Analysis Skills,UCC Law,Underwriting,Financial Analysis,Financial Modeling,Financial Report Interpretation,Word Processing

Employment Type : Contract

Vacancy : 1