Junior Credit Manager

64632Fed-Bf05-4Bf1-Ba76-Dffb76Bd6Cfe; Noord-Kaap; On-site; ZAR 200 000 - 300 000; Full time

Job summary

A reputable agricultural firm based in South Africa is looking for a detail-oriented individual to manage credit evaluations and provide support to the credit manager. The ideal candidate will have a relevant bachelor's degree, at least 3 years of experience in financing administration, and strong communication skills in both Afrikaans and English. This role involves assessing credit applications, managing debtors, and ensuring compliance with company policies. Competitive benefits and growth opportunities offered.

Benefits

Career growth opportunities

Collaborative team culture

Competitive benefits

Exposure to diverse financial functions

Qualifications

• Minimum 3 years' experience in credit evaluation / financing administration.
• Credit- or financing-related experience in a commercial bank and/or agricultural co-operative.
• Fluent in Afrikaans and English.

Responsibilities

• Evaluate, prepare, and screen credit applications.
• Administer the financing function within specified limits.
• Assist with the collection of overdue accounts.
• Assess financial statements, cash flow forecasts, farming budgets, and securities.
• Responsible for general office administration.
• Liaise and communicate with internal and external clients and stakeholders.

Skills

Advanced MS Office proficiency

Strong administrative ability

Excellent communication and negotiation skills

Accuracy and attention to detail

Conflict management skills

Ability to work under pressure and meet deadlines

Team player with a collaborative approach

Education

Appropriate bachelor's degree or equivalent

Job description

Introduction to the VKB Group

The VKB Group is an agricultural company, providing support to farmers and producing straight-from-the farm foods for consumers.

Apart from the various consumer brands, the VKB Group is also represented by its regional brands: VKB, GWK and NTK.

Our roots are firmly planted in agriculture with farming at our core, continuously growing and evolving throughout the years. Starting with providing everything needed on the farm to produce food, we now also operate in all areas of the food supply chain: processing, logistics, and national and global market channels. This "house of brands" we've established with the support of our farmer shareholders is the foundation for building the agribusiness of the future.

Who Are We Looking For?

We are seeking a detail-oriented and analytical individual with a passion for financial evaluation and risk assessment.

The ideal candidate thrives in a fast-paced environment, enjoys problem-solving, and can confidently interact with clients and stakeholders.

You will provide general support to credit manager regarding the management of the assigned debtor's book.

Requirements

• Appropriate bachelor's degree or equivalent
• Minimum 3 years' experience in credit evaluation / financing administration
• Credit- or financing-related experience in a commercial bank and / or agricultural co-operative
• Willing to periodically travel to customers and agribusiness functions
• Experience in customer interactions and negotiations
• Fluent in Afrikaans and English
• FAIS compliant, RE5 completed or to be completed

Duties and Responsibilities

• Evaluate, prepare, and screen credit applications
• Administer the financing function within the limits specified by company policy
• Assist with the collection of overdue accounts
• Assist with payments of suppliers, member funds as well as shareholder loans by GWK producers
• Assess financial statements, cash flow forecasts, farming budgets, and securities
• Issuing of check requests enquiries, orders, and expense authorizations
• Prepare debtor and ledger journals
• Month-end procedures to prepare monthly closing on Debtors
• Handling of account queries and other enquiries from clients
• Responsible for general office administration
• Liaise and communicate with internal and external clients and stakeholders

Skills Required

• Advanced MS Office proficiency
• Strong administrative ability
• Excellent communication and negotiation skills
• Accuracy and attention to detail
• Conflict management skills
• Ability to work under pressure and meet deadlines
• Team player with a collaborative approach

Why Work for VKB?

At VKB, we believe in empowering our employees through growth opportunities, competitive benefits, and a dynamic work environment.

As a leading name in the agricultural sector, we offer:

• A stable and reputable company with a strong industry presence
• Career growth and continuous learning opportunities
• Collaborative and supportive team culture
• Exposure to diverse financial and agribusiness functions

Equal Opportunity Employer

VKB Group is an equal opportunity employer.

VKB Group's approved Employment Equity Plan and Targets will be considered as part of the recruitment process aligned to VKB Group's Employment Equity & Transformation Strategy.

VKB Group actively supports the recruitment of People with Disabilities.