Decision Scientist

Capitec; Stellenbosch; On-site; ZAR 500 000 - 700 000; Full time

Job summary

A leading South African bank is seeking a self-motivated individual for an analytical role focused on solving business problems using data science. The ideal candidate will have an Honours or Masters degree in Mathematics or Statistics, along with at least 2 years of experience in an analytical position. Responsibilities include data analysis, assisting in AI strategy development, and delivering strategic business insights. This position requires strong analytical, problem-solving, and communication skills.

Qualifications

• At least 2 years of work experience in an analytical science role.
• Experience in statistical model development and deployment.
• Working knowledge of cloud environments and relational databases.

Responsibilities

• Solve business problems and create new products through data science.
• Analyze and optimize data related to business areas.
• Help build Capitec's AI strategy and deliver data-led insights.

Skills

Numerical Reasoning skills

Researching skills

Analytical Skills

Attention to Detail

Problem solving skills

Decision making skills

Planning, organising and coordination skills

Presentation Skills

Communications Skills

Interpersonal & Relationship management Skills

Education

Honours Degree in Mathematics or Statistics

Masters Degree in Mathematics or Statistics

Tools

Python

SAS Viya

Azure

AWS

Job description

Apply Process

We\u2019re on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:

• To see what life at Capitec is all about and complete a short assessment, please click here!
• Once you have completed the above finalize your application by clicking apply below

Purpose Statement

• To solve business problems, create new products and services and improve processes through using the disciplines of data science, quantitative (financial) analysis, and traditional scoring techniques, translating active business data into usable strategic information.
• To look at ways of analysing and optimising data as it relates to a specific business area; framing data analysis in terms of the decision-making process for questions or business problems posed by a stakeholder.
• To help build and deliver Capitec\'s AI strategy, enabling data-led and improved business decision making. Design quantitative advanced analytics models that answer business questions and/or discover opportunities for improvement, increased revenue, or reduced costs.

Education

• Education (Minimum) : Honours Degree in Mathematics or Statistics

• Education (Ideal Or Preferred) : Masters Degree in Mathematics or Statistics

Experience and Knowledge

Minimum Experience And Knowledge

• At least 2 years\' work experience in an analytical science role (length of experience required is also conditional on qualifications obtained)
• Statistical (predictive and classification) model development and deployment including traditional scoring (logistic regression with binning and missing value replacement - e.g., reject inference), Machine Learning (neural networks, SVM, random forests, etc.), and Quantitative Analysis (time value of money, etc.)
• Working in Cloud environments (e.g., Azure, AWS, and large relational databases)
• At least one Machine Learning language (e.g., Python or SAS Viya)
• Basic general business know-how (e.g., risk, compliance, and operations - such as NCR, POPIA, SARB, etc.)
• Knowledge of basic functional business area (e.g. Credit) environment
• Knowledge of relational database technologies
• Basic business analysis and requirements gathering
• Scorecard development and/or monitoring

Ideal Experience And Knowledge

• Financial / Banking sector
• Retail Credit environment / industry
• Developing scorecards

Skills

• Numerical Reasoning skills
• Researching skills
• Analytical Skills
• Attention to Detail
• Problem solving skills
• Decision making skills
• Planning, organising and coordination skills
• Presentation Skills
• Communications Skills
• Interpersonal & Relationship management Skills

Additional Information

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.